520 Reserve Rd, Buffalo, NY 14224 Property Records

Erie County and West Seneca Town property record for 520 Reserve Rd, Buffalo, NY 14224

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,361 sqft · built 1952
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$105,560 (Jan 2013)
Tax Bill	$4,309 (2026)
Deeds & Mortgages	May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-244-000`

Property Details

APN / Parcel Number

Primary APN	`29-244-000`
Alternative APNs	`68001441700004015000` `146800 144.17-4-15`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,361 sqft Living Area
1st Floor Area	1,361 sqft
Upper Floors Area	350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1959
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	40,075 sqft (0.92 acres)
Lot Dimensions	400 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29-244-000
Street Address	520 RESERVE RD
City	BUFFALO
State	NY
Zip	14224-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	PART OF FL-384 EBENEZER LAND'S 100 X 400.00
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	4
Legal Lot Number	15.000
Jurisdiction	ERIE NY
Township / Civil Division	WEST SENECA
Census Block Group	3
Census Block	3002
Census Tract	12003

Owner

520 Reserve Rd is owned and occupied by two individuals who bought it in January 2013.

Source: Erie County and West Seneca Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	520 RESERVE RD, BUFFALO, NY 14224-4108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2013 · Amount on File
Deed Sale	Jan 28, 2013 · Amount on File
Deed Document Number	201321376
Deed Book / Page	11238 / 2742
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	520 RESERVE RD, BUFFALO, NY 14224-4108
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 RESERVE RD, WEST SENECA, NY 14224-4108

Mortgage

Document Number	0139959385
Date	May 19, 2021
Book Page	13995/9385
Instrument	2021096075

Lender

Name	CORNERSTONE COMMUNITY FCU
Type	Credit Union
Address	LOCKPORT, NY 14095

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 18, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 520 Reserve Rd was $4,309 with exemptions applied, down 28.9% from the year before.

Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	West Seneca Town
Unified School District	West Seneca Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,309.00 (-28.86%) Homeowner's exemption Veteran's exemption
2025	$6,057.00 (+54.79%)	$46,400 (-) Land $13,000 Building $33,400	$193,300 (+4.15%) Land $54,157 Building $139,143
2024	$3,913.00 Homeowner's exemption Veteran's exemption	$46,400 (-) Land $13,000 Building $33,400	$185,600 (+4%) Land $52,000 Building $133,600
2023		$46,400 Land $13,000 Building $33,400	$178,462 Land $50,000 Building $128,462
2019	$2,997.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 Reserve Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Reserve Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA WEST SENECA serves 23,557 people · EPA ID NY1404543
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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