520 Reid St, Marion, NC 28752 Property Records

McDowell County property record for 520 Reid St, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,066 sqft · built 1984
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (Nov 2019)
Tax Bill	$2,075 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1700-06-38-7394`

Property Details

APN / Parcel Number

Primary APN	`1700-06-38-7394`
Alternative APN	`76549`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,066 sqft Heated Area
Gross Area	3,024 sqft
1st Floor Area	1,066 sqft
Basement Area	1,066 sqft
Finished Basement	1,066 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	76549
Street Address	520 REID ST
City	MARION
State	NC
Zip	28752-4932
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	0.46 AC LT 1 ASHWORTH HGTS PB 4/165
Legal Subdivision	ASHWORTH HEIGHTS
Legal Lot Number	1
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	3
Census Block	3011
Census Tract	970500

Owner

Source: McDowell County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 REID ST, MARION, NC 28752-4932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Intrafamily Transfer, Transfer · USDA Mortgage HOMETRUST BANK
Mar 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Nov 25, 2019	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2019 · Amount on Record
Deed Sale	Nov 25, 2019 · Amount on Record
Prior Sale	Feb 28, 2019 · Amount on Record
Deed Document Number	20195846
Deed Book / Page	1293 / 931
Last Transfer Date	Dec 14, 2021
Transfer Doc	0013810072
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCDOWELL NC
Recording Date	Dec 15, 2021
Property Address	520 REID ST, MARION, NC 28752-4932
Document Number	0013810072
Book / Page	1381 / 72
Map Reference	MB 4 PG 165
Instrument Date	Dec 14, 2021
Instrument	2021008047
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 CHIMNEY RIDGE LN, STATESVILLE, NC 28625-9011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 REID ST, MARION, NC 28752-4932

Mortgage

Document Number	2021008048
Date	Dec 15, 2021
Instrument	2021008048

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCDOWELL NC
Recording Date	Mar 5, 2021
Property Address	520 REID ST, MARION, NC 28752-4932
Document Number	0013440234
Book / Page	1344 / 234
Map Reference	MB 4 PG 165
Instrument Date	Feb 13, 2021
Instrument	2021001437
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	AMROCK INC, AMROCK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 REID ST, MARION, NC 28752-4932

Mortgage

Document Number	2021001438
Date	Mar 5, 2021
Instrument	2021001438

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Nov 25, 2019
Property Address	520 REID ST, MARION, NC 28752-4932
Document Number	0012930931
Book / Page	1293 / 0931
Map Reference	MB 4 PG 165
Instrument Date	Nov 25, 2019
Instrument	2019005846
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	520 REID ST, MARION, NC 28752-4932

Mortgage

Document Number	12930935
Date	Nov 25, 2019
Instrument	1293/0935

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,075.00 (+3.34%)	$290,560 (-) Land $25,000 Building $265,560
2023	$2,008.00	$290,560 Land $25,000 Building $265,560	$290,560 Land $25,000 Building $265,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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