520 Rappahannock Dr, White Stone, VA 22578 Property Records

Lancaster County property record for 520 Rappahannock Dr, White Stone, VA 22578

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details0.5 ba · 1,560 sqft · built 1965
Lot Size0.13 acres (5,663 sqft)
OwnerCompany Name on Record
Last Sale$141,000 (Aug 2018)
Tax Bill$8 (2025)
Deeds & MortgagesAug 2018 Sale
Flood ZoneZone X (minimal risk)
APN34A 1 29

Property Details

APN / Parcel Number

Primary APN34A 1 29
Alternative APN
  • 11577

Interior

Full Baths0.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,560 sqft Gross Area
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialWood
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeGable
Roof MaterialCopper
Lot Area5,663 sqft (0.13 acres)
DrivewayConcrete Driveway

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number11577
Street Address520 RAPPAHANNOCK DR
CityWHITE STONE
StateVA
Zip22578
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeC1
Legal DescriptionJ M ADAMS STORE 0.130 AC LR18/1500 LR18/1527-P
JurisdictionLANCASTER VA
Township / Civil Division3
Census Block Group1
Census Block1017
Census Tract30301

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 347, WHITE STONE, VA 22578-0347
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2018 · Amount on Record
Deed SaleAug 3, 2018 · Amount on Record
Deed Document Number20181500
Record UpdatedJun 8, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANCASTER VA
Recording DateAug 3, 2018
Property Address538 RAPPAHANNOCK DR, WHITE STONE, VA 22578
Document Number0180001500
Instrument DateJul 26, 2018
Instrument180001500
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 RAPPAHANNOCK DR, WHITE STONE, VA 22578

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLancaster County
MunicipalityWhite Stone Town
Unified School DistrictLancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8.00 (-99.1%)$148,100 (+5.26%) Land $50,000 Building $98,100$148,100 (+5.26%) Land $50,000 Building $98,100
2023$886.00$140,700 Land $50,000 Building $90,700$140,700 Land $50,000 Building $90,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 69 individual policies
Nearby Flood Policies77 units insured
incl. 8 condo units
Nearby Flood Claims7 (2003–2024)
Most Recent ClaimSep 2024 · tidal / storm surge
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITE STONE
private · serves 825 people · EPA ID VA4103980
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Virginia Broadband
Fixed Wireless · not low latency
100 / 25

May also be available: AT&T.

Nearby Properties on Rappahannock Dr

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