520 Q St, Merced, CA 95341 Property Records

Merced County property record for 520 Q St, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,711 sqft · built 1971
Lot Size	0.186 acres (8,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Jan 2014)
Tax Bill	$1,714 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`032-192-023-000`

Property Details

APN / Parcel Number

Primary APN	`032-192-023-000`
Alternative APN	`032-192-023`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,711 sqft Living Area
1st Floor Area	1,711 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	8,100 sqft (0.186 acres)
Porch	Porch
Porch Area	66 sqft
Patio Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	032-192-023
Street Address	520 Q ST
City	MERCED
State	CA
Zip	95341-6563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	MERCED POR LOT 1 BLK 525
Legal Subdivision	MERCED
Legal Block	525
Legal Lot Number	1
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3012
Census Tract	1503

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	520 Q ST, MERCED, CA 95341-6563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage MISSION RANCH LLC
Mar 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage TRAVIS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2014 · Amount on Record
Deed Sale	Jan 30, 2014 · Amount on Record
Prior Sale	Nov 22, 2013 · Amount on Record
Deed Document Number	20143151
Last Transfer Date	Oct 14, 2020
Transfer Doc	0000038274
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	Apr 20, 2026
Property Address	520 Q ST, MERCED, CA 95341-6563
Document Number	0000009935
Instrument Date	Apr 7, 2026
Instrument	20269935
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	520 Q ST, MERCED, CA 95341-6563

Mortgage

Document Number	0000009935,
Date	Apr 20, 2026
Instrument	20269935

Lender

Name	MISSION RANCH LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	520 Q ST, MERCED, CA 95341-6563
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008137
Date	Mar 13, 2017
Instrument	2017-008137

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2037

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Oct 21, 2020
Property Address	520 Q ST, MERCED, CA 95341-6563
Document Number	0000038274
Map Reference	MB 11 PG 36
Instrument Date	Oct 14, 2020
Instrument	2020038274
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	520 Q ST, MERCED, CA 95341-6563

Mortgage

Document Number	0000038275
Date	Oct 21, 2020
Instrument	2020038275

Lender

Name	TRAVIS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$162,537 (+2%) Land $31,253 Building $131,284
2025	$1,714.00 (+7.33%) Homeowner's exemption	$159,351 (+4.04%) Land $30,641 Building $128,710
2023	$1,597.00 (+1.53%) Homeowner's exemption	$153,165 Land $29,452 Building $123,713
2022	$1,573.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 63 policies
Nearby Flood Policies	63 in force
Nearby Flood Claims	2 (2006–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies, GeoLinks.

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