Chesapeake City property record for 520 Providence Rd, Chesapeake, VA 23325
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,778 sqft · built 1969 |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (May 2006) |
| Tax Bill | $3,362 (2025) |
| Deeds & Mortgages | Mar 2008 Reverse Mortgage May 2006 Sale & Mortgage |
| APN | 0192001001050 |
| Primary APN | 0192001001050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,778 sqft Living Area |
| 1st Floor Area | 1,778 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,500 sqft (0.264 acres) |
| Lot Width | 91 ft Width |
| Garage Type | Attached |
| Garage Area | 828 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 520 PROVIDENCE RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23325-4908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 105 GEORGETOWN EAST SEC 1 |
| Legal Subdivision | GEORGETOWN EAST |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 20809 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 520 PROVIDENCE RD, CHESAPEAKE, VA 23325-4908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2008 | Deed of Trust, Mortgage · Reverse Mortgage WELLS FARGO BANK NA |
| May 9, 2006 | Warranty Deed, Transfer · Conventional Mortgage CITIMORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2006 · Amount on Record |
| Deed Sale | May 9, 2006 · Amount on Record |
| Deed Book / Page | 6511 / 297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 520 PROVIDENCE RD, CHESAPEAKE, VA 23325-4908 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007402/801 |
|---|---|
| Date | Mar 4, 2008 |
| Book Page | 7402/801 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 956 Months |
| Due | Nov 28, 2087 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 9, 2006 |
| Property Address | 520 PROVIDENCE RD, CHESAPEAKE, VA 23325-4908 |
| Document Number | 006511/297 |
| Book / Page | 6511 / 297 |
| Instrument Date | May 1, 2006 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006511300 |
|---|---|
| Date | May 9, 2006 |
| Instrument | 6511/300 |
| Name | CITIMORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $356,400 (+7.06%) Land $135,000 Building $221,400 | $356,400 (+7.06%) Land $135,000 Building $221,400 | |
| 2025 | $3,362.00 (+32.94%) | $332,900 (+4.1%) Land $125,000 Building $207,900 | $332,900 (+4.1%) Land $125,000 Building $207,900 |
| 2023 | $319,800 (+6.78%) Land $105,000 Building $214,800 | $319,800 (+6.78%) Land $105,000 Building $214,800 | |
| 2022 | $299,500 Land $95,000 Building $204,500 | $299,500 Land $95,000 Building $204,500 | |
| 2019 | $2,529.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (1989–2016) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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