1. Home
  2. Florida
  3. St. Johns County
  4. Saint Augustine
  5. Prosperity Lake Dr

520 Prosperity Lake Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 520 Prosperity Lake Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,660 sqft · built 2000
Lot Size0.21 acres (9,147 sqft)
OwnerIndividual Name on File
Last Sale$269,000 (Jan 2020)
Tax Bill$4,606 (2025)
Deeds & MortgagesJan 2020 Sale
Nov 2018 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN026442-1350

Property Details

APN / Parcel Number

Primary APN026442-1350

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,660 sqft Living Area
Gross Area2,100 sqft
1st Floor Area1,660 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2006
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,147 sqft (0.21 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area69 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address520 PROSPERITY LAKE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-1033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description37/68-79 SOUTHLAKE UNIT 2A LOT 135 OR4866/301
Legal Range28E
Legal Township05S
Legal Section20
Legal SubdivisionSOUTHLAKE UNIT 2-A
Legal Block1
Legal Lot Number135
Legal Unit2
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1008
Census Tract20907

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address520 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1033
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2020Warranty Deed, Transfer
SUNBELT TITLE (AGENCY)
Nov 7, 2018Warranty Deed, Transfer · Conventional with PMI
TIAA FSB
Nov 16, 2018Warranty Deed, Transfer · Conventional with PMI
TIAA FSB
Nov 16, 2018Grant Deed
ATTORNEY ONLY
Nov 7, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 15, 2020 · Amount on Record
Deed SaleJan 15, 2020 · Amount on Record
Prior SaleNov 16, 2018 · Amount on Record
Deed Document Number20203397
Deed Book / Page4866 / 301
Prior Transfer DateOct 16, 2018
Prior Transfer Doc0046380650
Record UpdatedJun 8, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJan 15, 2020
Property Address520 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1033
Document Number0048660301
Book / Page004866 / 000301
Instrument DateJan 14, 2020
Instrument3397
Transaction TypeTransfer
Record UpdatedFeb 4, 2020
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
Tax$1,883.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 PROSPERITY LAKE DR ST AUGUSTINE FL 320921033, ST AUGUSTINE, FL 32092-1033

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 7, 2018
Property Address520 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1033
Document Number0046380652
Book / Page004638 / 000652
Instrument DateNov 2, 2018
Instrument80710
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,732.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address520 PROSPERITY LAKE DR ST AUGUSTINE FL 320921033, ST AUGUSTINE, FL 32092-1033

Mortgage

Document Number46380654
DateNov 7, 2018
Book Page004638/000654
Instrument80711
Lender
NameTIAA FSB
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 6, 2048

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 16, 2018
Property Address520 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1033
Document Number0046411584
Book / Page004641 / 001584
Instrument DateNov 2, 2018
Instrument82696
Transaction TypeTransfer
Record UpdatedDec 4, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,732.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address520 PROSPERITY LAKE DR ST AUGUSTINE FL 320921033, ST AUGUSTINE, FL 32092-1033

Mortgage

Document Number46411586
DateNov 16, 2018
Book Page004641/001586
Instrument82697
Lender
NameTIAA FSB
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 15, 2048

November 2018: Grant Deed

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateNov 16, 2018
Property Address520 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1033
Document Number0046411582
Book / Page004641 / 001582
Instrument DateOct 16, 2018
Instrument82695
Record UpdatedNov 30, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 183 PONTE VEDRA BEACH FL 320040183, PONTE VEDRA BEACH, FL 32004-0183

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateNov 7, 2018
Property Address520 PROSPERITY LAKE DR, SAINT AUGUSTINE, FL 32092-1033
Document Number0046380650
Book / Page004638 / 000650
Instrument DateOct 16, 2018
Instrument80709
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 183 PONTE VEDRA BEACH FL 320040183, PONTE VEDRA BEACH, FL 32004-0183

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$313,293 (-1.24%) Land $80,000 Building $233,293$313,293 (-1.24%) Land $80,000 Building $233,293
2025$4,606.00 (+11.96%)$317,226 (+2.34%)$317,226 (+2.34%) Land $80,000 Building $237,226
2024$4,114.00 (+4.31%)
2023$3,944.00 (+3.87%)$309,977 (-1.4%)$309,977 (-1.4%) Land $85,000 Building $224,977
2022$3,797.00$314,363$314,363 Land $78,400 Building $235,963

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 81 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies81 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Nearby Properties on Prosperity Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures