520 Prospect St, Methuen, MA 01844 Property Records

Essex County and Methuen City property record for 520 Prospect St, Methuen, MA 01844

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,824 sqft · built 1960
Lot Size	0.19 acres (8,298 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Oct 2020)
Tax Bill	$6,743 (2026)
Deeds & Mortgages	Mar 2025 Refinance Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`METH M:00814 B:00092 L:00002`

Property Details

APN / Parcel Number

Primary APN	`METH M:00814 B:00092 L:00002`
Alternative APN	`3168`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
Gross Area	2,443 sqft
Basement Area	1,008 sqft
Unfinished Basement	252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,298 sqft (0.19 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3168
Street Address	520 PROSPECT ST
City	METHUEN
State	MA
Zip	01844-5152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Block	92
Legal Lot Number	2
Jurisdiction	METHUEN MA
Township / Civil Division	METHUEN TOWN
Census Block Group	2
Census Block	2004
Census Tract	252501

Owner

Source: Essex County and Methuen City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	520 PROSPECT ST, METHUEN, MA 01844-5152
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
Aug 1, 2018	Deed of Trust, Mortgage HANSCOM FCU
Oct 30, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HOME POINT FINANCIAL CORPORATION
May 26, 2017	Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Prior Sale	May 26, 2017 · Amount on Record
Deed Book / Page	16574 / 280
Prior Transfer Date	Oct 28, 2020
Prior Transfer Doc	16574-280
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	520 PROSPECT ST, METHUEN, MA 01844-5152
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018224-188
Date	Mar 6, 2025
Book Page	18224/188
Instrument	3308

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	520 PROSPECT ST, METHUEN, MA 01844-5152
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15571-159
Date	Aug 1, 2018
Book Page	15571/159
Instrument	18546

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	METHUEN MA
Recording Date	Oct 30, 2020
Property Address	520 PROSPECT ST, METHUEN, MA 01844-5152
Document Number	16574-280
Book / Page	16574 / 280
Instrument Date	Oct 28, 2020
Instrument	29999
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	520 PROSPECT ST, METHUEN, MA 01844-5152

Mortgage

Document Number	30000
Date	Oct 30, 2020
Instrument	30000

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	METHUEN MA
Recording Date	May 26, 2017
Property Address	520 PROSPECT ST, METHUEN, MA 01844-5152
Document Number	15094-137
Book / Page	15094 / 137
Instrument	13019
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 PROSPECT ST, METHUEN, MA 01844-5152
Investor	Possibly a Property Investor

Mortgage

Document Number	150940139
Date	May 26, 2017
Instrument	15094/0139

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2047

Tax Assessment & Valuation

Source: Essex County and Methuen City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Methuen City
Unified School District	Methuen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,743.00 (+6.11%)	$648,400 (+7.94%) Land $195,300 Building $453,100	$598,472 (+9.56%)
2025	$6,355.00 (+0.92%)	$600,700 (+3.6%) Land $195,300 Building $405,400	$546,250
2024	$6,297.00 (+6.4%)	$579,800 (+14.63%) Land $170,700 Building $409,100
2023	$5,918.00	$505,800 Land $150,300 Building $355,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METHUEN WATER DEPT serves 53,059 people · EPA ID MA3181000
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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