520 Prospect Pl, Lyndhurst, NJ 07071 Property Records

Bergen County and Lyndhurst Township property record for 520 Prospect Pl, Lyndhurst, NJ 07071

Property Summary

Property Type	Single Family Home
Details	1,251 sqft · built 1925
Lot Size	0.085 acres (3,698 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Aug 2026)
Tax Bill	$10,907 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`32-00134-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`32-00134-0000-00020`
Alternative APNs	`320013400020` `00328300`

Interior

Stories	2 Stories
Building Area	1,251 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Frame
Construction Type	Frame
Lot Area	3,698 sqft (0.085 acres)
Lot Dimensions	100 ft deep x 37 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00328300
Street Address	520 PROSPECT PL
City	LYNDHURST
State	NJ
Zip	07071-2639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	37X100
Legal Subdivision	TOWNSHIP/LYNDHURST
Legal Block	134
Legal Lot Number	20
Jurisdiction	BERGEN NJ
Township / Civil Division	LYNDHURST
Census Block Group	5
Census Block	5004
Census Tract	31300

Owner

520 Prospect Pl is owned and occupied by two individuals who bought it in August 2026.

Source: Bergen County and Lyndhurst Township records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	520 PROSPECT PL, LYNDHURST, NJ 07071-2639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK
Aug 5, 2026	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Sep 22, 2025	Deed, Transfer LEGENDS TITLE GB LLC, LEGEND TITLE LLC
Dec 29, 2020	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Feb 4, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on File
Deed Sale	Aug 5, 2026 · Amount on File
Prior Sale	Sep 22, 2025 · Amount on File
Deed Document Number	202654025
Deed Book / Page	5867 / 399
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	Aug 5, 2026
Property Address	520 PROSPECT PL, LYNDHURST, NJ 07071-2639
Document Number	0000054026
Book / Page	5867 / 404
Instrument Date	Jul 9, 2026
Instrument	202654026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE AGENCY, MUNDUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7430 BOULEVARD E, 3B, NORTH BERGEN, NJ 07047-7907

Mortgage

Document Number	0000054026,
Date	Aug 5, 2026
Book Page	5867/404
Instrument	202654026

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 5, 2026
Property Address	520 PROSPECT PL, LYNDHURST, NJ 07071-2639
Document Number	0000054025
Book / Page	5867 / 399
Instrument Date	Jun 18, 2026
Instrument	202654025
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,095.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 PROSPECT PL, LYNDHURST, NJ 07071-2639

Mortgage

Document Number	0000054026,
Date	Aug 5, 2026
Book Page	5867/404
Instrument	202654026

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 22, 2025
Property Address	520 PROSPECT PL, LYNDHURST, NJ 07071-2639
Document Number	0056051922
Book / Page	5605 / 1922
Instrument Date	Jul 25, 2025
Instrument	2025065100
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	LEGENDS TITLE GB LLC, LEGEND TITLE LLC

Transaction

Amount	Amount on Record
Tax	$774.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 PROSPECT PL, LYNDHURST, NJ 07071-2639

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	520 PROSPECT PL, LYNDHURST, NJ 07071-2639

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 29, 2020
Property Address	520 PROSPECT PL, LYNDHURST, NJ 07071-2639
Document Number	0038860627
Book / Page	003886 / 000627
Instrument Date	Nov 10, 2020
Transaction Type	Transfer
Record Updated	Jan 19, 2021
Title Company	NEW JERSEY LAND TITLE INSURANCE RATI, NEW JERSEY LAND TITLE INS RATI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 W 54TH ST #205 BAYONNE NJ 070023298, 205, BAYONNE, NJ 07002-3298

Mortgage

Document Number	38860633
Date	Dec 29, 2020
Book Page	003886/000633

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	520 PROSPECT PL, LYNDHURST, NJ 07071-2639
Document Number	0025580918
Instrument Date	Feb 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 PROSPECT PL LYNDHURST NJ 070712639, LYNDHURST, NJ 07071-2639

Mortgage

Document Number	0025580918
Date	Mar 9, 2017
Book Page	002558/000918

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 520 Prospect Pl was $10,907, up 8% from the year before.

Source: Bergen County and Lyndhurst Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Lyndhurst Township
Unified School District	Lyndhurst Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$512,800 (+4.61%) Land $323,000 Building $189,800	$512,800 (+4.61%) Land $323,000 Building $189,800
2025	$10,907.00 (+7.99%)	$490,200 (+1.24%) Land $310,500 Building $179,700	$490,200 (+1.24%) Land $310,500 Building $179,700
2024	$10,100.00 (+3.83%)	$484,200 (+1.15%) Land $306,500 Building $177,700	$484,200 (+1.15%) Land $306,500 Building $177,700
2023	$9,727.00 (+22.18%)	$478,700 Land $303,000 Building $175,700	$478,700 Land $303,000 Building $175,700
2022	$7,961.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 Prospect Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 520 Prospect Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDHURST WATER DEPARTMENT serves 22,000 people · EPA ID NJ0232001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 999 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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