Carlton County property record for 520 Prospect Ave, Cloquet, MN 55720
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.579 acres (25,256 sqft) |
| Owner | Individual Name on File |
| Last Sale | $123,000 (Jul 2015) |
| Tax Bill | $3,182 (2026) |
| Deeds & Mortgages | Dec 2022 Sale Aug 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-415-0180 |
| Primary APN | 06-415-0180 |
|---|---|
| Alternative APN |
|
| Lot Area | 25,256 sqft (0.579 acres) |
|---|
| Account Number | 4714 |
|---|---|
| Street Address | 520 PROSPECT AVE |
| City | CLOQUET |
| State | MN |
| Zip | 55720-2333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 EX S 300 FT & W 10 FT OF N 150 FT OF WILSONS ADDITION TO PROSPECT PARK |
| Legal Subdivision | WILSONS ADDITION TO PROSPECT PARK |
| Legal Lot Number | 3 |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | CLOQUET |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 70200 |
520 Prospect Ave is owned and occupied by an individual who bought it in July 2015.
Source: Carlton County records, as of April 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 PROSPECT AVE, CLOQUET, MN 55720-2333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2022 | Warranty Deed, Transfer |
| Aug 25, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2015 · Amount on File |
| Deed Sale | Jul 8, 2015 · Amount on File |
| Prior Sale | Jun 13, 2006 · Amount on File |
| Deed Document Number | 2015463417 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Dec 28, 2022 |
| Property Address | 520 PROSPECT AVE, CLOQUET, MN 55720-2333 |
| Document Number | A000510043 |
| Instrument Date | Dec 28, 2022 |
| Instrument | A000510043 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4701 WINTERSET DR, MINNETONKA, MN 55343-8799 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Aug 25, 2020 |
| Property Address | 520 PROSPECT AVE, CLOQUET, MN 55720-2333 |
| Document Number | A000493541 |
| Instrument Date | Aug 13, 2020 |
| Instrument | A000493541 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 PROSPECT AVE, CLOQUET, MN 55720-2333 |
The 2026 property tax bill for 520 Prospect Ave was $3,182 with a homeowner's exemption.
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| Municipality | Cloquet City |
| Unified School District | Cloquet Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,182.00 Homeowner's exemption | ||
| 2025 | $210,600 (+3.49%) Land $52,200 Building $158,400 | $210,600 (+3.49%) Land $52,200 Building $158,400 | |
| 2024 | $3,034.00 Homeowner's exemption | $203,500 (+3.46%) Land $52,200 Building $151,300 | $203,500 (+3.46%) Land $52,200 Building $151,300 |
| 2023 | $3,034.00 Homeowner's exemption | $196,700 (-) Land $52,200 Building $144,500 | $196,700 (-) Land $52,200 Building $144,500 |
| 2022 | $196,700 Land $52,200 Building $144,500 | $196,700 Land $52,200 Building $144,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 Prospect Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 520 Prospect Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cloquet serves 12,864 people · EPA ID MN1090005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Airfiber, AT&T, CenturyLink, CTC.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures