Bonner County property record for 520 Ponder Point Dr, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,730 sqft · built 1982 |
| Lot Size | 1.38 acres (60,418 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $10,107 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | RP003560010140A |
| Primary APN | RP003560010140A |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 3,730 sqft Finished Area |
| Basement Area | 1,302 sqft |
| Finished Basement | 1,302 sqft |
| Great Room | Great Room |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 60,418 sqft (1.38 acres) |
| Garage Type | Detached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Street Address | 520 PONDER POINT DR |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12-57N-2W PONDER POINT BLK 1 LOT 14 |
| Legal Subdivision | PONDER POINT |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 950203 |
Source: Bonner County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4806 S SAINT ANDREWS LN, SPOKANE, WA 99223-4304 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jul 31, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2018 |
| Deed Sale | Jul 2, 2018 |
| Prior Sale | Jul 2, 2018 |
| Deed Document Number | 0000924008 |
| Last Transfer Date | Jul 31, 2019 |
| Transfer Doc | 0000942581 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 520 PONDER POINT DR, SANDPOINT, ID 83864 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000998722 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | 998722 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Jul 31, 2019 |
| Property Address | 520 PONDER POINT DR, SANDPOINT, ID 83864 |
| Document Number | 0000942581 |
| Map Reference | MB 2 PG 65 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 942581 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4806 N SMITH ST, SPOKANE, WA 99217-5058 |
Source: Bonner County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,107.00 (+36.88%) | $2,702,840 (+48.35%) Land $2,195,340 Building $507,500 | $2,702,840 (+48.35%) Land $2,195,340 Building $507,500 |
| 2023 | $7,384.00 | $1,821,963 Land $1,307,480 Building $514,483 | $1,821,963 Land $1,307,480 Building $514,483 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 9 units insured incl. 8 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
| MountainLink Fixed Wireless | 250 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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