520 Plum Tree Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 520 Plum Tree Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,710 sqft · built 2001
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$492,000 (Jun 2013)
Tax Bill	$7,163 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46 23 3`

Property Details

APN / Parcel Number

Primary APN	`46 23 3`
Alternative APNs	`23113` `21790`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,710 sqft Living Area
1st Floor Area	1,710 sqft
Basement Area	1,710 sqft
Finished Basement	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	900 sqft

Exterior Amenities

Porch	Patio
Porch Area	208 sqft
Deck Area	432 sqft
Patio Area	600 sqft
Shed	1 Shed
Shed Area	120 sqft
Storage Building	240 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	21790
Street Address	520 PLUM TREE RD
City	BUMPASS
State	VA
Zip	23024-4801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CRYSTAL COVE PB 8/699 LOT 3 DB 1486/833 2.198 AC
Legal Subdivision	CRYSTAL COVE
Legal Lot Number	3
Jurisdiction	LOUISA VA
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1009
Census Tract	950101

Owner

Source: Louisa County records · APN 46 23 3

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	520 PLUM TREE RD, BUMPASS, VA 23024-4801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage REALFI HOME FUNDING CORP
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSS CNTRY MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 28, 2013 · Amount on Record
Deed Sale	Jun 28, 2013 · Amount on Record
Deed Document Number	20134205
Deed Book / Page	1328 / 524
Prior Transfer Date	Oct 21, 2009
Prior Transfer Doc	1195/0267
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	520 PLUM TREE RD, BUMPASS, VA 23024-4801
Transaction Type	Mortgage
Record Updated	Apr 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1742/142
Date	Mar 04, 2021
Book Page	1742/142
Instrument	202100002462

Lender

Name	REALFI HOME FUNDING CORP
Type	Non-Lending Institution
Address	WEST HARRISON, NY 10604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	520 PLUM TREE RD, BUMPASS, VA 23024-4801
Document Number	0000006362
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 PLUM TREE RD BUMPASS VA 230244801, BUMPASS, VA 23024-4801

Mortgage

Document Number	0000006362
Date	Jul 15, 2020
Book Page	001685/000059
Instrument	6362

Lender

Name	CROSS CNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

Tax Assessment & Valuation

Source: Louisa County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,068,784 (+7.43%) Land $400,000 Building $668,784	$1,068,784 (+7.43%) Land $400,000 Building $668,784
2025	$7,163.00 (+7.89%)	$994,900 (+17.8%) Land $400,000 Building $594,900	$994,900 (+17.8%) Land $400,000 Building $594,900
2024	$6,639.00 (+75.5%)
2023		$844,600 Land $329,600 Building $515,000
2022	$3,783.00		$844,600 Land $329,600 Building $515,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisa County (51109C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 33 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Central Virginia Electric Cooperative Fiber	1,000 / 1,000

May also be available: T-Mobile USA.

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