520 Plainfield Ave, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 520 Plainfield Ave, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,256 sqft · built 2014
Lot Size0.344 acres (14,985 sqft)
OwnerIndividual Name on File
Last Sale$369,000 (Sep 2020)
Tax Bill$4,992 (2025)
Deeds & MortgagesSep 2020 Second Mortgage
Sep 2020 Sale & Mortgage
APN0364002000040

Property Details

APN / Parcel Number

Primary APN0364002000040

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,256 sqft Living Area
1st Floor Area1,694 sqft
Upper Floors Area102 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area14,985 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeAttached
Garage Area460 sqft

Exterior Amenities

PorchSlab
Porch Area30 sqft
Deck Area1,485 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address520 PLAINFIELD AVE
CityCHESAPEAKE
StateVA
Zip23320-6816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description4 SUB OF LANTRAC INC
Legal SubdivisionMISC WA MAPS 27,35,36
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1002
Census Tract20908

Owner

520 Plainfield Ave is owned and occupied by an individual who bought it in September 2020.

Source: Chesapeake City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address520 PLAINFIELD AVE, CHESAPEAKE, VA 23320-6816
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
OVM FINANCIAL INC
Sep 2, 2020Warranty Deed, Transfer · FHA Mortgage
OVM FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2020 · Amount on File
Deed SaleSep 2, 2020 · Amount on File
Prior SaleMar 30, 2015 · Amount on File
Deed Document Number202031100
Deed Book / Page10212 / 608
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address520 PLAINFIELD AVE, CHESAPEAKE, VA 23320-6816
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10212/625
DateSep 2, 2020
Book Page10212/625
Instrument200031102
Lender
NameOVM FINANCIAL INC
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050
Interest
Rate TypeFixed Rate

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateSep 2, 2020
Property Address520 PLAINFIELD AVE, CHESAPEAKE, VA 23320-6816
Document Number10212/608
Book / Page10212 / 608
Instrument DateAug 28, 2020
Instrument200031100
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 PLAINFIELD AVE, CHESAPEAKE, VA 23320-6816

Mortgage

Document Number200031101
DateSep 2, 2020
Instrument200031101
Lender
NameOVM FINANCIAL INC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 520 Plainfield Ave was $4,992.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$496,100 (+0.36%) Land $170,000 Building $326,100$496,100 (+0.36%) Land $170,000 Building $326,100
2025$4,992.00$494,300 Land $150,000 Building $344,300$494,300 Land $150,000 Building $344,300
2023$425,700 (+15.24%) Land $110,000 Building $315,700$425,700 (+15.24%) Land $110,000 Building $315,700
2022$369,400 Land $95,000 Building $274,400$369,400 Land $95,000 Building $274,400
2019$3,209.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 520 Plainfield Ave; there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 100 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies181 units insured
incl. 81 condo units
Nearby Flood Claims1 (2016)
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Plainfield Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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