Barnstable County and Barnstable Town City property record for 520 Phinneys Ln, Centerville, MA 02632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,264 sqft · built 1985 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Individual Name on File |
| Last Sale | $57,600 (Jul 1985) |
| Tax Bill | $3,767 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | CENT M:230 L:118 |
| Primary APN | CENT M:230 L:118 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,264 sqft Living Area |
| Gross Area | 2,687 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,462 sqft (0.86 acres) |
| Heating Fuel | Electric |
|---|
| Account Number | 143099 |
|---|---|
| Street Address | 520 PHINNEYS LN |
| City | CENTERVILLE |
| State | MA |
| Zip | 02632-2512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Lot Number | 118 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 12601 |
Source: Barnstable County and Barnstable Town City records · APN CENT M:230 L:118
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 PHINNEYS LN, CENTERVILLE, MA 02632-2512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST CITIZENS FCU |
| Aug 09, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 15, 1985 · Amount on Record |
| Deed Sale | Jul 15, 1985 · Amount on Record |
| Deed Book / Page | 4626 / 169 |
| Last Transfer Date | Apr 29, 2021 |
| Transfer Doc | 34099-113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTERVILLE MA |
| Property Address | 520 PHINNEYS LN, CENTERVILLE, MA 02632-2512 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 037267-118 |
|---|---|
| Date | Oct 28, 2025 |
| Book Page | 37267/118 |
| Instrument | 44244 |
| Name | FIRST CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 520 PHINNEYS LN, CENTERVILLE, MA 02632-2512 |
| Document Number | 30699-36 |
| Book / Page | 030699 / 000036 |
| Instrument Date | Aug 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 30699-36 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 030699/000036 |
| Instrument | 41208 |
| Name | FIRST CITIZENS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 14, 2047 |
Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,767.00 (+12.28%) | $465,600 (+8.38%) Land $174,100 Building $291,500 | $897,370 |
| 2024 | $3,355.00 (-2.75%) | $429,600 (+3.84%) Land $174,100 Building $255,500 | |
| 2023 | $3,450.00 | $413,700 Land $158,200 Building $255,500 |
Source: FEMA National Flood Hazard Layer as of October 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 198 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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