520 Owens Ave, Checotah, OK 74426 Property Records

McIntosh County property record for 520 Owens Ave, Checotah, OK 74426

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,016 sqft · built 1991
Lot Size	3.92 acres (170,755 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Sep 2019)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`460007656`

Property Details

APN / Parcel Number

Primary APN	`460007656`
Alternative APN	`0000-05-11N-17E-2-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	2,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	170,755 sqft (3.92 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,088 sqft
Patio Area	336 sqft
Pole Barn	1,568 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	460007656
Street Address	520 OWENS AVE
City	CHECOTAH
State	OK
Zip	74426-5229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NW/C GOV LOT 3 S011108E 335.08' S005233E 418.85' POB N885039E 594.23' S011107E 294.83' S881418W 591.98' N013707W 301.10'
Legal Range	17E
Legal Township	11N
Legal Section	05
Jurisdiction	MCINTOSH OK
Township / Civil Division	CHECOTAH
Census Block Group	1
Census Block	1018
Census Tract	779700

Owner

Source: McIntosh County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 343, CHECOTAH, OK 74426-0343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	20195271
Deed Book / Page	1070 / 777
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH OK
Recording Date	Sep 27, 2019
Property Address	520 OWENS AVE, CHECOTAH, OK 74426-5229
Document Number	001070/777
Book / Page	1070 / 777
Instrument Date	Sep 25, 2019
Instrument	2019-005271
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 343, CHECOTAH, OK 74426-0343

Mortgage

Document Number	2019005272
Date	Sep 27, 2019
Instrument	2019-005272

Lender

Name	SERVION INC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Municipality	Checotah City
Unified School District	Checotah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,957 (+3%) Land $266 Building $22,691	$208,700 (-18.5%) Land $2,417 Building $206,283
2025	Homeowner's exemption	$22,288 (+6.09%) Land $258 Building $22,030	$256,073 (+9.99%) Land $9,398 Building $246,675
2023	Homeowner's exemption	$21,009 Land $159 Building $20,850	$232,806 Land $9,398 Building $223,408

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHECOTAH PWA serves 3,481 people · EPA ID OK1020515
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025 Treatment failure resolved · Nov 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cross Wireless Fiber	1,000 / 500
Vyve Broadband Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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