Washington County property record for 520 Odom Rd, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,655 sqft · built 2002 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,601 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Sep 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000029960004 |
| Primary APN | 000029960004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,655 sqft Heated Area |
| Gross Area | 1,828 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Open Porch |
| Porch Area | 173 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000029960004 |
|---|---|
| Street Address | 520 ODOM RD |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-4260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 36 5 13 1 ORB 417 P 491 BEG 21 0' S OF NEC OF SE4, RUN W 210' , S 210', E 210', N 210' TO PO B AS DESC IN ORB 417 P 491 |
| Legal Range | 13W |
| Legal Township | 05N |
| Legal Section | 36 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | CHIPLEY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 970104 |
Source: Washington County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 520 ODOM RD, CHIPLEY, FL 32428-4260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Sep 28, 2021 | Deed of Trust, Mortgage · Line of Credit COMMUNITY SOUTH CU |
| Apr 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BK/FAYETTE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2001 |
| Deed Sale | Jul 13, 2001 |
| Deed Document Number | 20013735 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 520 ODOM RD, CHIPLEY, FL 32428-4260 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 520 ODOM RD, CHIPLEY, FL 32428-4260 |
| Document Number | 0067000811 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 1230/735 |
| Instrument | 202267000811 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 520 ODOM RD, CHIPLEY, FL 32428-4260 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067007182 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 1219/267 |
| Instrument | 202167007182 |
| Name | COMMUNITY SOUTH CU |
|---|---|
| Type | Credit Union |
| Address | CHIPLEY, FL 32428 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 23, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 520 ODOM RD, CHIPLEY, FL 32428-4260 |
| Document Number | 0067003212 |
| Instrument Date | Apr 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 520 ODOM RD CHIPLEY FL 324284260, CHIPLEY, FL 32428-4260 |
| Document Number | 0067003212 |
|---|---|
| Date | May 10, 2018 |
| Book Page | 001117/000412 |
| Instrument | 67003212 |
| Name | REGIONS BK/FAYETTE |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 9, 2028 |
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,601.00 (+6.95%) Homeowner's exemption | $156,447 (+2.9%) | $172,164 (+7.1%) Land $7,400 Building $164,764 |
| 2024 | $1,497.00 (+2.53%) Homeowner's exemption | $152,038 (+3%) | $160,749 (+8.9%) Land $6,500 Building $154,249 |
| 2023 | $1,460.00 (-13.61%) Homeowner's exemption | $147,610 (+9.26%) Land $6,500 Building $141,110 | $147,610 (+9.26%) Land $6,500 Building $141,110 |
| 2022 | $1,690.00 | $135,105 Land $6,200 Building $128,905 | $135,105 Land $6,200 Building $128,905 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
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