520 Oak Grove Rd, Norfolk, VA 23505 Property Records

Norfolk City property record for 520 Oak Grove Rd, Norfolk, VA 23505

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,851 sqft · built 1951
Lot Size0.362 acres (15,747 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (Oct 2015)
Tax Bill$7,832 (2026)
Deeds & MortgagesNov 2020 Refinance
Dec 2020 Transfer
APN43272600

Property Details

APN / Parcel Number

Primary APN43272600

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,851 sqft Living Area
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeFrame
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,747 sqft (0.362 acres)
Garage TypeAttached
Garage Area324 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area87 sqft
Shed1 Shed
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address520 OAK GROVE RD
CityNORFOLK
StateVA
Zip23505-4353
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal Description1-A
Legal SubdivisionOAK GROVE POINT
JurisdictionNORFOLK CITY VA
Township / Civil DivisionNORFOLK
Census Block Group2
Census Block2000
Census Tract1700

Owner

520 Oak Grove Rd is owned and occupied by two individuals who bought it in October 2015.

Source: Norfolk City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address520 OAK GROVE RD, NORFOLK, VA 23505-4353
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
MCLEAN MORTGAGE CORPORATION
Dec 11, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2015 · Amount on File
Deed SaleOct 7, 2015 · Amount on File
Deed Document Number201522334
Prior Transfer DateSep 17, 2015
Prior Transfer Doc0000022334
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORFOLK CITY VA
Property Address520 OAK GROVE RD, NORFOLK, VA 23505-4353
Transaction TypeMortgage
Record UpdatedSep 28, 2023
Title CompanyNOT AVAILABLE, NEXGEN TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200028508
DateNov 18, 2020
Instrument200028508
Lender
NameMCLEAN MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueDec 1, 2035
Interest
Rate TypeFixed Rate

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNORFOLK CITY VA
Recording DateDec 11, 2020
Property Address520 OAK GROVE RD, NORFOLK, VA 23505-4353
Document Number0200030933
Instrument DateNov 18, 2020
Instrument200030933
Transaction TypeTransfer
Record UpdatedSep 6, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 OAK GROVE RD, NORFOLK, VA 23505-4353

Tax Assessment & Valuation

The 2026 property tax bill for 520 Oak Grove Rd was $7,832, up 4.3% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityNorfolk City
Unified School DistrictNorfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,832.00 (+4.27%)$626,600 (+2.6%) Land $413,500 Building $213,100$626,600 (+2.6%) Land $413,500 Building $213,100
2025$7,511.00$610,700 Land $401,500 Building $209,200$610,700 Land $401,500 Building $209,200
2023$7,115.00$569,200 Land $401,500 Building $167,700$569,200 Land $401,500 Building $167,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 520 Oak Grove Rd; there have been 8 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 46 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims8 (1989–2016)
Claims Outside the SFHA3 of 8
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Oak Grove Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NORFOLK
serves 234,220 people · EPA ID VA3710100
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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