Ocean County and Brick Township property record for 520 Normandy Dr, Mantoloking, NJ 08738
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,066 sqft · built 2023 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $4,999,999 (Aug 2024) |
| Tax Bill | $36,102 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Nov 2022 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 07-00020-01-00033 |
| Primary APN | 07-00020-01-00033 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 1,066 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 00100177 |
|---|---|
| Street Address | 520 NORMANDY DR |
| City | MANTOLOKING |
| State | NJ |
| Zip | 08738-1903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | 75X100 34 |
| Legal Subdivision | NORMANDY HARBOR |
| Legal Block | 20.1 |
| Legal Lot Number | 33 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | BRICK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 739200 |
520 Normandy Dr is held in a trust since August 2024.
Source: Ocean County and Brick Township records, as of July 7, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 520 NORMANDY DR, MANTOLOKING, NJ 08738-1903 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2024 | Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BANK |
| Nov 18, 2022 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BK |
| Aug 20, 2020 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2024 · Amount on File |
| Deed Sale | Aug 7, 2024 · Amount on File |
| Prior Sale | Aug 20, 2020 · Amount on File |
| Deed Document Number | 202457854 |
| Deed Book / Page | 19756 / 1499 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 520 NORMANDY DR, MANTOLOKING, NJ 08738-1903 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Title Company | COASTLINE TITLE AGENCY INC, COASTLINE TITLE AT SHORE INC |
| Name | Verified Name |
|---|
| Document Number | 0196791871 |
|---|---|
| Date | May 10, 2024 |
| Book Page | 19679/1871 |
| Instrument | 2024034256 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 9.25% |
| Index | SOFR Average 30-Day |
| Max Rate | 12.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 520 NORMANDY DR, MANTOLOKING, NJ 08738-1903 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 520 NORMANDY DR, MANTOLOKING, NJ 08738-1903 |
| Investor | Possibly a Property Investor |
| Document Number | 0192290955 |
|---|---|
| Date | Nov 18, 2022 |
| Book Page | 19229/955 |
| Instrument | 2022120364 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 520 NORMANDY DR, MANTOLOKING, NJ 08738-1903 |
| Document Number | 0180931125 |
| Instrument Date | Oct 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 520 NORMANDY DR MANTOLOKING NJ 087381903, MANTOLOKING, NJ 08738-1903 |
| Document Number | 0180931125 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 018093/001125 |
| Instrument | 114792 |
| Name | OCEANFIRST BK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 7, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Aug 20, 2020 |
| Property Address | 520 NORMANDY DR, MANTOLOKING, NJ 08738-1903 |
| Document Number | 0180171286 |
| Book / Page | 018017 / 001286 |
| Instrument Date | Aug 13, 2020 |
| Instrument | 90487 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $999.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 GRACEVIEW DR KINNELON NJ 074052913, KINNELON, NJ 07405-2913 |
The 2025 property tax bill for 520 Normandy Dr was $36,102, up 5.1% from the year before.
Source: Ocean County and Brick Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Brick Township |
| Unified School District | Brick Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,363,100 (+2.47%) Land $578,600 Building $784,500 | $1,363,100 (+2.47%) Land $578,600 Building $784,500 | |
| 2025 | $36,102.00 (+5.07%) | $1,330,200 Land $578,600 Building $751,600 | $1,330,200 Land $578,600 Building $751,600 |
| 2024 | $34,359.00 | ||
| 2023 | $579,500 Land $578,600 Building $900 | $579,500 Land $578,600 Building $900 | |
| 2022 | $14,019.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 520 Normandy Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 289 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 304 units insured incl. 15 condo units |
| Nearby Flood Claims | 117 (1992–2026) |
| Claims Outside the SFHA | 6 of 117 |
| Most Recent Claim | Feb 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 520 Normandy Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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