520 NE 4th St, Pilot Rock, OR 97868 Property Records

Umatilla County property record for 520 NE 4th St, Pilot Rock, OR 97868

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,264 sqft · built 1913
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$259,000 (Jan 2026)
Tax Bill	$2,754 (2025)
Deeds & Mortgages	Mar 2007 Line of Credit Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1S3209CD05700`

Property Details

APN / Parcel Number

Primary APN	`1S3209CD05700`
Alternative APNs	`108409.00` `108409`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,264 sqft Living Area
Gross Area	3,576 sqft
1st Floor Area	1,488 sqft
2nd Floor Area	576 sqft
Basement Area	216 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1973
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)

Exterior Amenities

Porch	Covered Porch
Porch Area	96 sqft
Deck Area	96 sqft
Patio Area	540 sqft
Utility Building	1,200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Account Number	108409
Street Address	520 NE 4TH ST
City	PILOT ROCK
State	OR
Zip	97868-6801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Range	32
Legal Township	01S
Legal Section	09
Jurisdiction	UMATILLA OR
Township / Civil Division	PILOT ROCK
Census Block Group	1
Census Block	1224
Census Tract	951400

Owner

520 NE 4th St is owned by an individual who bought it in January 2026.

Source: Umatilla County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 576, PILOT ROCK, OR 97868-0576
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2007	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jan 15, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2026 · Amount on File
Deed Sale	Jan 15, 2026 · Amount on File
Deed Document Number	2026361
Record Updated	Sep 20, 2026

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	520 NE 4TH ST, PILOT ROCK, OR 97868-6801
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20075160060
Date	Mar 6, 2007
Instrument	2007-5160060

Lender

Name	BANK OF THE WEST
Type	Bank
Address	PENDLETON, OR 97801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Jan 15, 2026
Property Address	520 NE 4TH ST, PILOT ROCK, OR 97868-6801
Document Number	20260000361
Instrument Date	Jan 8, 2026
Instrument	2026-0000361
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 576, PILOT ROCK, OR 97868-0576

Mortgage

Document Number	20260000362
Date	Jan 15, 2026
Instrument	2026-0000362

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 520 NE 4th St was $2,754.

Source: Umatilla County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Municipality	Pilot Rock City
Unified School District	Pilot Rock School District 2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,754.00	$162,880 Land $34,240 Building $128,640	$204,620 Land $53,680 Building $150,940
2023	$2,652.00	$153,540 Land $32,270 Building $121,270	$186,720 Land $39,930 Building $146,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 NE 4th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective June 2, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 NE 4th St is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 74% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PILOT ROCK serves 1,326 people · EPA ID OR4100626
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wtechlink Fiber · Fixed Wireless	10,000 / 10,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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