Bremer County property record for 520 N Walnut St, Sumner, IA 50674
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,392 sqft · built 1978 |
| Lot Size | 10.1 acres (442,134 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Dec 2025) |
| Tax Bill | $4,148 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-24-200-034 |
| Primary APN | 04-24-200-034 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,392 sqft Living Area |
| 1st Floor Area | 760 sqft |
| Basement Area | 1,004 sqft |
| Unfinished Basement | 1,004 sqft |
| Flooring | Carpet |
| Interior Walls | Log |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 442,134 sqft (10.1 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 180 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 520 N WALNUT ST |
|---|---|
| City | SUMNER |
| State | IA |
| Zip | 50674-1548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 24-93-11 GERSONDE'S 2ND ADD LOT 1 |
| Legal Range | 11W |
| Legal Township | 93N |
| Legal Section | 24 |
| Legal Subdivision | GERSONDES 2ND ADD |
| Legal Lot Number | 1 |
| Jurisdiction | BREMER IA |
| Township / Civil Division | SUMNER |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 4700 |
Source: Bremer County assessment roll, as of September 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 N WALNUT ST, SUMNER, IA 50674-1548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BANK IOWA |
| May 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BANK IOWA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 31, 2025 · Amount on Record |
| Deed Sale | Dec 31, 2025 · Amount on Record |
| Prior Sale | May 5, 2023 · Amount on Record |
| Deed Document Number | 20254198 |
| Prior Transfer Date | Dec 30, 2025 |
| Prior Transfer Doc | 0000004198 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 520 N WALNUT ST, SUMNER, IA 50674-1548 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 520 N WALNUT ST, SUMNER, IA 50674-1548 |
| Document Number | 0020254207 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 20254207 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Address | WEST DES MOINES, IA 50266 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 520 N WALNUT ST, SUMNER, IA 50674-1548 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020231273 |
|---|---|
| Date | May 17, 2023 |
| Instrument | 20231273 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 15, 2043 |
Source: Bremer County assessment roll, as of September 18, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Bremer County |
| Municipality | Sumner City |
| Unified School District | Sumner-Fredericksburg Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,148.00 (+27.71%) | $286,250 (+15.72%) Land $105,750 Building $180,500 | $286,250 (+15.72%) Land $105,750 Building $180,500 |
| 2023 | $247,370 Land $71,600 Building $175,770 | $247,370 Land $71,600 Building $175,770 | |
| 2022 | $3,248.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (2004–2017) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 62% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMNER WATER SUPPLY serves 2,030 people · EPA ID IA0970006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northeast Iowa Telephone Company Fiber | 1,000 / 1,000 |
| Hawkeye Telephone Company Fiber | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Uniti Group DSL · Fiber in parts of the area | 200 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
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