520 N Rusk St, Wharton, TX 77488 Property Records

Wharton County property record for 520 N Rusk St, Wharton, TX 77488

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,602 sqft · built 1928
Lot Size	0.129 acres (5,624 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Dec 2018)
Tax Bill	$1,815 (2025)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`11445-031-190-00`

Property Details

APN / Parcel Number

Primary APN	`11445-031-190-00`
Alternative APNs	`R026384` `26384`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,602 sqft Living Area
1st Floor Area	1,602 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	5,624 sqft (0.129 acres)
Lot Dimensions	113 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1144503119000
Street Address	520 N RUSK ST
City	WHARTON
State	TX
Zip	77488-3926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHARTON BLOCK 31 LOT 19
Legal Subdivision	WHARTON
Legal Block	31
Legal Lot Number	19
Jurisdiction	WHARTON TX
Township / Civil Division	WHARTON
Census Block Group	1
Census Block	1034
Census Tract	740400

Owner

520 N Rusk St is owned by an individual who bought it in December 2018.

Source: Wharton County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2368 COUNTY ROAD 307, EL CAMPO, TX 77437-4981
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2018 · Amount on File
Deed Sale	Dec 12, 2018 · Amount on File
Prior Sale	Jun 25, 2014
Deed Document Number	20186535
Deed Book / Page	1118 / 473
Prior Transfer Date	Jun 23, 2014
Prior Transfer Doc	0000003177
Record Updated	Oct 29, 2026

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WHARTON TX
Recording Date	Dec 12, 2018
Property Address	520 N RUSK ST, WHARTON, TX 77488-3926
Document Number	001118/473
Book / Page	1118 / 473
Map Reference	VOL 163 PG 3
Instrument Date	Dec 11, 2018
Instrument	2018-00006535
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	MID-COAST TITLE COMPANY INC, MID COAST TITLE CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1535 FM 1299 RD, WHARTON, TX 77488-9578

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2368 COUNTY ROAD 307, EL CAMPO, TX 77437-4981

Mortgage

Document Number	201800006536
Date	Dec 12, 2018
Instrument	2018-00006536

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 11, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 520 N Rusk St was $1,815.

Source: Wharton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wharton County
Municipality	Wharton City
Unified School District	Wharton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,494 (-) Land $12,656 Building $74,838	$87,494 (-) Land $12,656 Building $74,838
2025	$1,815.00	$87,494 Land $12,656 Building $74,838	$87,494 Land $12,656 Building $74,838
2023		$76,709 Land $12,656 Building $64,053	$76,709 Land $12,656 Building $64,053
2022	$1,607.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 N Rusk St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	23 (1994–2019)
Claims Outside the SFHA	5 of 23
Most Recent Claim	Jun 2019 · river or lake flooding
Claims by Event	Hurricane Harvey, Aug 2017 · 10 claims Tropical Storm Fay, Sep 2002 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 N Rusk St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHARTON serves 8,756 people · EPA ID TX2410005
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	58 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fiber	1,000 / 200
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50

May also be available: AT&T, Hotwire Communications, Nextlink.

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