Guthrie County property record for 520 N Main St, Stuart, IA 50250
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,132 sqft · built 1900 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $20,000 (Oct 2006) |
| Tax Bill | $1,368 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Feb 2019 Refinance + 3 more |
| APN | 0001364600 |
| Primary APN | 0001364600 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,132 sqft Living Area |
| 1st Floor Area | 440 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,400 sqft (0.193 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 112 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 520 N MAIN ST |
|---|---|
| City | STUART |
| State | IA |
| Zip | 50250-2046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 45 LOT 2 BLK 45 |
| Legal Subdivision | ORIGINAL TOWN OF STUART |
| Legal Block | 45 |
| Legal Lot Number | 2 |
| Jurisdiction | GUTHRIE IA |
| Township / Civil Division | STUART |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 950300 |
Source: Guthrie County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9613 FOREST AVE, CLIVE, IA 50325-6371 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2023 | Deed of Trust, Mortgage · Line of Credit RACCOON VALLEY BANK |
| Feb 21, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance RACCOON VALLEY BANK |
| Mar 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance RACCOON VALLEY BANK |
| May 22, 2019 | Deed of Trust, Mortgage · ARM RACCOON VALLEY BANK |
| Feb 4, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance RACCOON VALLEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2006 · Amount on Record |
| Deed Sale | Oct 31, 2006 · Amount on Record |
| Deed Document Number | 20063602 |
| Deed Book / Page | 2006 / 3602 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Property Address | 520 N MAIN ST, STUART, IA 50250-2046 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020231239 |
|---|---|
| Date | Jun 15, 2023 |
| Instrument | 2023-1239 |
| Name | RACCOON VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Property Address | 520 N MAIN ST, STUART, IA 50250-2046 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20190706 |
|---|---|
| Date | Feb 21, 2019 |
| Instrument | 2019-0706 |
| Name | RACCOON VALLEY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Property Address | 520 N MAIN ST, STUART, IA 50250-2046 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20200650 |
|---|---|
| Date | Mar 24, 2020 |
| Instrument | 2020-0650 |
| Name | RACCOON VALLEY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Property Address | 520 N MAIN ST, STUART, IA 50250-2046 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20191670 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 2019-1670 |
| Name | RACCOON VALLEY BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.6% |
| Type Change Date | Jun 1, 2029 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUTHRIE IA |
| Property Address | 520 N MAIN ST, STUART, IA 50250-2046 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20190448 |
|---|---|
| Date | Feb 4, 2019 |
| Instrument | 2019-0448 |
| Name | RACCOON VALLEY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Guthrie County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Guthrie County |
| Municipality | Stuart City |
| Unified School District | West Central Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,900 (-) Land $13,800 Building $73,100 | $86,900 (-) Land $13,800 Building $73,100 | |
| 2025 | $1,368.00 (-0.29%) | $86,900 (+8.22%) Land $13,800 Building $73,100 | $86,900 (+8.22%) Land $13,800 Building $73,100 |
| 2024 | $1,372.00 (+15.29%) | ||
| 2023 | $80,300 (+31%) Land $12,200 Building $68,100 | $80,300 (+31%) Land $12,200 Building $68,100 | |
| 2022 | $1,190.00 | $61,300 Land $12,200 Building $49,100 | |
| 2021 | $61,300 Land $12,200 Building $49,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Jun 1998 · Severe Storms, Tornadoes And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 58% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001 |
|---|---|
| Water Source | Purchased surface water from XENIA RWD (DES MOINES) |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| CenturyLink DSL | 140 / 20 |
May also be available: Coon Valley Co-op Telephone Association, Nextlink, Verizon.
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