520 N Main St, Clayton, NJ 08312 Property Records

Gloucester County and Clayton Borough property record for 520 N Main St, Clayton, NJ 08312

Property Summary

Property Type	Single Family Home
Details	1,180 sqft · built 1952
Lot Size	0.346 acres (15,089 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Aug 2022)
Tax Bill	$5,832 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-01406-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`01-01406-0000-00008`
Alternative APNs	`0100041B00014` `010140600008`

Interior

Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	1,180 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Wood Shingle
Lot Area	15,089 sqft (0.346 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Location & Zoning

Old Parcel Number	0100041B00014
Street Address	520 N MAIN ST
City	CLAYTON
State	NJ
Zip	08312-1242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Subdivision	PETERSON FARM SEC 41B
Legal Block	1406
Legal Lot Number	8
Jurisdiction	GLOUCESTER NJ
Township / Civil Division	CLAYTON
Census Block Group	1
Census Block	1022
Census Tract	501501

Owner

520 N Main St is owned and occupied by an individual who bought it in August 2022.

Source: Gloucester County and Clayton Borough records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	520 N MAIN ST, CLAYTON, NJ 08312-1242
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2022 · Amount on File
Deed Sale	Aug 30, 2022 · Amount on File
Deed Document Number	202236132
Deed Book / Page	6737 / 285
Prior Transfer Date	Feb 21, 1995
Prior Transfer Doc	0000084911
Record Updated	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER NJ
Recording Date	Aug 30, 2022
Property Address	520 N MAIN ST, CLAYTON, NJ 08312-1242
Document Number	0000036132
Book / Page	6737 / 286
Instrument Date	Aug 22, 2022
Instrument	36132
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	OPPORTUNE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 464, SANFORD, FL 32772-0464

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 N MAIN ST, CLAYTON, NJ 08312-1242

Mortgage

Document Number	0000036133
Date	Aug 30, 2022
Instrument	36133

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 520 N Main St was $5,832, up 3.8% from the year before.

Source: Gloucester County and Clayton Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Gloucester County
Municipality	Clayton Borough
Unified School District	Clayton Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,900 (+11.85%) Land $62,200 Building $191,700	$253,900 (+11.85%) Land $62,200 Building $191,700
2025	$5,832.00 (+3.81%)	$227,000 Land $62,200 Building $164,800	$227,000 Land $62,200 Building $164,800
2024	$5,618.00
2023		$129,700 Land $37,200 Building $92,500	$129,700 Land $37,200 Building $92,500
2022	$5,184.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 N Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOROUGH OF CLAYTON serves 8,179 people · EPA ID NJ0801001
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20