520 N Cherry St, Florence, AL 35630 Property Records

Lauderdale County property record for 520 N Cherry St, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1913
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$49,500 (Mar 2025)
Tax Bill	$452 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-01-11-2-006-011-000`

Property Details

APN / Parcel Number

Primary APN	`24-01-11-2-006-011-000`
Alternative APNs	`092730` `35883` `92730`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	130 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	92730
Street Address	520 N CHERRY ST
City	FLORENCE
State	AL
Zip	35630-4614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50 X 130 BLK 500 LOT 3 CITY OF FLORENCE .14 AC/C SEC 11 T3S R11W PB 1 PG 108
Legal Range	11W
Legal Township	03S
Legal Section	11
Legal Subdivision	CITY OF FLORENCE BLOCK 0500
Legal Block	500
Legal Lot Number	3
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3013
Census Tract	10600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cherry Street Historic District listed 1997 · 61 contributing resources · NRIS 97000648

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lauderdale County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	520 N CHERRY ST, FLORENCE, AL 35630-4614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT
Oct 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT
Mar 27, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK INDEPENDENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2025 · Amount on Record
Deed Sale	Mar 7, 2025 · Amount on Record
Prior Sale	Mar 27, 2018 · Amount on Record
Prior Transfer Date	Feb 18, 2025
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	520 N CHERRY ST, FLORENCE, AL 35630-4614
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/43936
Date	Oct 10, 2018
Book Page	2018/43936

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	520 N CHERRY ST, FLORENCE, AL 35630-4614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/43936
Date	Oct 10, 2018
Book Page	2018/43936

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Mar 27, 2018
Property Address	520 N CHERRY ST, FLORENCE, AL 35630-4614
Document Number	2018/11980
Book / Page	2018 / 11980
Instrument Date	Mar 23, 2018
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5725 HIGHWAY 72, KILLEN, AL 35645-8260

Mortgage

Document Number	0201811982
Date	Mar 27, 2018
Instrument	2018/11982

Lender

Name	BANK INDEPENDENT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$452.00 (+7.88%) Homeowner's exemption	$10,560 (+6.88%)	$106,560 (+7.9%) Land $6,000 Building $100,560
2024	$419.00 (+13.86%) Homeowner's exemption	$9,880 (+2,047.83%) Land $500 Building $9,380	$98,760 (+11.85%) Land $4,900 Building $93,860
2023	$368.00 (+20.26%) Homeowner's exemption	$460 (-93.93%) Land $460	$88,300 (+16.8%) Land $4,500 Building $83,800
2022	$306.00 Homeowner's exemption	$7,580	$75,600 Land $4,900 Building $70,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2019–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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