520 N Ben St, Plano, IL 60545 Property Records

Kendall County property record for 520 N Ben St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,144 sqft · built 1996
Lot Size	0.311 acres (13,546 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Aug 2024)
Tax Bill	$7,404 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-310-001`

Property Details

APN / Parcel Number

Primary APN	`01-22-310-001`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	2,728 sqft
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,546 sqft (0.311 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	520 N BEN ST
City	PLANO
State	IL
Zip	60545-1600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 PRAIRIES EDGE SUB PHASE 1 CITY OF PLANO
Legal Subdivision	PRAIRIES EDGE SUB PHASE 1
Legal Lot Number	8
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	2
Census Block	2012
Census Tract	890502

Owner

520 N Ben St is owned by two individuals who bought it in August 2024.

Source: Kendall County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	751 2ND AVE, AURORA, IL 60505-3653
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 30, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2024 · Amount on File
Deed Sale	Aug 12, 2024 · Amount on File
Prior Sale	Aug 30, 2022 · Amount on File
Deed Document Number	20249217
Prior Transfer Date	May 5, 2000
Prior Transfer Doc	0000008122
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	520 N BEN ST, PLANO, IL 60545-1600
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 N BEN ST, PLANO, IL 60545-1600

Mortgage

Document Number	0000014922
Date	Nov 12, 2025
Instrument	202500014922

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.99%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Aug 30, 2022
Property Address	520 N BEN ST, PLANO, IL 60545-1600
Document Number	0000014424
Instrument Date	Aug 25, 2022
Instrument	202200014424
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 N BEN ST, PLANO, IL 60545-1600

Mortgage

Document Number	0000014425
Date	Aug 30, 2022
Instrument	202200014425

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 520 N Ben St was $7,404, up 10.5% from the year before.

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,404.00 (+10.49%)	$106,211 Land $14,039 Building $92,172	$318,633 Land $42,117 Building $276,516
2024	$6,701.00
2022		$70,968 Land $9,785 Building $61,183	$212,904 Land $29,355 Building $183,549

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 N Ben St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 520 N Ben St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Watch TV.

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