520 N 7th Ave, Sterling, CO 80751 Property Records

Logan County property record for 520 N 7th Ave, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,876 sqft · built 1941
Lot Size	0.168 acres (7,318 sqft)
Owner	Individual Name on File
Tax Bill	$1,023 (2025)
Deeds & Mortgages	Jun 2024 Second Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`38052529308003`

Property Details

APN / Parcel Number

Primary APN	`38052529308003`
Alternative APN	`3712000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,876 sqft Heated Area
1st Floor Area	1,048 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	7,318 sqft (0.168 acres)
Lot Dimensions	91.3 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	3712000
Street Address	520 N 7TH AVE
City	STERLING
State	CO
Zip	80751-2940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3-4 BLK 4 PARK 3RD ADDN STERLING
Legal Range	52W
Legal Township	08N
Legal Section	29
Legal Subdivision	PARK 3RD
Legal Block	4
Legal Lot Number	3-4
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2029
Census Tract	966102

Owner

520 N 7th Ave is owned and occupied by an individual who acquired it in October 2021.

Source: Logan County records, as of May 14, 2026

Owner of Record	Individual Name on File
Mailing Address	520 N 7TH AVE, STERLING, CO 80751-2940
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 30, 2021
Transfer Doc	0000758300
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	520 N 7TH AVE, STERLING, CO 80751-2940
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000771346
Date	Jun 21, 2024
Book Page	1059/548
Instrument	771346

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 21, 2034

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOGAN CO
Recording Date	Nov 8, 2021
Property Address	520 N 7TH AVE, STERLING, CO 80751-2940
Document Number	0000758300
Book / Page	1046 / 489
Instrument Date	Oct 30, 2021
Instrument	758300
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	520 N 7TH AVE, STERLING, CO 80751-2940

Mortgage

Document Number	0000758301
Date	Nov 8, 2021
Instrument	758301

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	520 N 7TH AVE, STERLING, CO 80751-2940
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000751098
Date	Sep 3, 2020
Book Page	1039/28
Instrument	751098

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Interest

Rate Type	Adjustable Rate
Index	3-Month LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 520 N 7th Ave was $1,023.

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,023.00	$12,204	$195,272 Land $18,260 Building $177,012
2023	$491.00 (-33.83%)	$129,680 (+1,339.29%) Land $18,260 Building $111,420	$129,680 (-) Land $18,260 Building $111,420
2022	$742.00	$9,010 Land $1,270 Building $7,740	$129,680 Land $18,260 Building $111,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 N 7th Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jun 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 520 N 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Kentec Communications Fiber	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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