McLennan County property record for 520 N 34th St, Waco, TX 76710
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,617 sqft · built 1948 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $56,300 (Jul 2015) |
| Tax Bill | $1,744 (2025) |
| Deeds & Mortgages | Aug 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-023600-007700-3 |
| Primary APN | 48-023600-007700-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,617 sqft Living Area |
| 1st Floor Area | 1,617 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 520 N 34TH ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-5417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | HUACO HTS LOT 6 BLOCK 6 ACRES .1722 |
| Legal Subdivision | HUACO HTS |
| Legal Block | 6 |
| Legal Lot Number | 6 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 800 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 520 N 34TH ST, WACO, TX 76710-5417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2015 · Amount on Record |
| Deed Sale | Jul 30, 2015 · Amount on Record |
| Prior Sale | Jul 30, 2015 |
| Deed Document Number | 201523471 |
| Prior Transfer Date | Jul 29, 2015 |
| Prior Transfer Doc | 0000023471 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 520 N 34TH ST, WACO, TX 76710-5417 |
| Document Number | 0000029842 |
| Instrument Date | Aug 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 520 N 34TH ST WACO TX 767105417, WACO, TX 76710-5417 |
| Document Number | 0000029842 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 29842 |
| Name | ALLIANCE BK CTRL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76714 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Aug 25, 2025 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,000 (-9.7%) Land $22,800 Building $93,200 | $116,000 (-9.7%) Land $22,800 Building $93,200 | |
| 2025 | $1,744.00 (-25.09%) Homeowner's exemption | $128,466 (-30.67%) Land $20,700 Building $107,766 | $128,466 (-30.67%) Land $20,700 Building $107,766 |
| 2024 | $2,328.00 (-18.52%) | ||
| 2023 | $185,300 Land $20,700 Building $164,600 | $185,300 Land $20,700 Building $164,600 | |
| 2022 | $2,857.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 10 (1989–2026) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Jun 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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