Tama County property record for 520 Mowery St, Traer, IA 50675
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 912 sqft · built 1920 |
| Lot Size | 0.271 acres (11,805 sqft) |
| Owner | Individual Name on File |
| Last Sale | $61,000 (Dec 2010) |
| Tax Bill | $1,436 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07.10.377.013 |
| Primary APN | 07.10.377.013 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,805 sqft (0.271 acres) |
| Garage Type | Detached |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 176 sqft |
| Deck Area | 196 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 520 MOWERY ST |
|---|---|
| City | TRAER |
| State | IA |
| Zip | 50675-1443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 (EX E 18') & LOT 13 & 1/2 VAC ALLEY LYG N & ADJ FAIRVIEW ADDN |
| Legal Subdivision | FAIRVIEW |
| Legal Lot Number | 12 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | PERRY |
| Census Block Group | 1 |
| Census Block | 1115 |
| Census Tract | 290200 |
520 Mowery St is owned and occupied by an individual who bought it in December 2010.
Source: Tama County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 MOWERY ST, TRAER, IA 50675-1443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2010 · Amount on File |
| Deed Sale | Dec 3, 2010 · Amount on File |
| Prior Sale | Jan 25, 2006 · Amount on File |
| Deed Document Number | 20103538 |
| Deed Book / Page | 881 / 82 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 520 MOWERY ST, TRAER, IA 50675-1443 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020201335 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 2020-1335 |
| Name | CEDAR FALLS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 15, 2030 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 520 Mowery St was $1,436 with a homeowner's exemption.
Source: Tama County assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Municipality | Traer City |
| Unified School District | North Tama County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,436.00 | $83,770 Land $18,340 Building $65,430 | $83,770 Land $18,340 Building $65,430 |
| 2023 | $79,520 Land $18,340 Building $61,180 | $79,520 Land $18,340 Building $61,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 Mowery St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (2013–2020) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 520 Mowery St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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