520 Morris Phelps Dr, Tracy, CA 95376 Property Records

San Joaquin County property record for 520 Morris Phelps Dr, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1993
Lot Size	0.129 acres (5,600 sqft)
Owner	2 Company Names on Record
Last Sale	$359,000 (Sep 2016)
Tax Bill	$4,987 (2026)
Deeds & Mortgages	Feb 2024 Transfer Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`242-200-250-000`

Property Details

APN / Parcel Number

Primary APN	`242-200-250-000`
Alternative APN	`242-200-25`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Concrete
Lot Area	5,600 sqft (0.129 acres)
Lot Dimensions	100 ft deep x 56 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	242-200-25
Street Address	520 MORRIS PHELPS DR
City	TRACY
State	CA
Zip	95376-8736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	92-FM PT OF 242-020-12 PER CIRCLE B RANCH ESTATES
Legal Subdivision	CIRCLE B RANCH ESTATES
Legal Tract	2312
Legal Block	4
Legal Lot Number	48
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	4
Census Block	4002
Census Tract	5208

Owner

Source: San Joaquin County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	23143 GRUNAUER RD, TRACY, CA 95304-9741
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Intrafamily Transfer, Transfer
Dec 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2016 · Amount on Record
Deed Sale	Sep 23, 2016 · Amount on Record
Prior Sale	Aug 5, 2003 · Amount on Record
Deed Document Number	2016114981
Last Transfer Date	Dec 22, 2020
Transfer Doc	0000184868
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 28, 2024
Property Address	520 MORRIS PHELPS DR, TRACY, CA 95376-8736
Document Number	0000016512
Map Reference	MB 30 PG 102
Instrument Date	Feb 26, 2024
Instrument	2024-016512
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	23143 GRUNAUER RD, TRACY, CA 95304-9741

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 30, 2020
Property Address	520 MORRIS PHELPS DR, TRACY, CA 95376-8736
Document Number	0000184868
Map Reference	MB 30 PG 102
Instrument Date	Dec 22, 2020
Instrument	2020-184868
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	520 MORRIS PHELPS DR, TRACY, CA 95376-8736

Mortgage

Document Number	0000184869
Date	Dec 30, 2020
Instrument	2020-184869

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,987.00 (+0.02%)	$424,976 (+2%) Land $148,563 Building $276,413
2025	$4,986.00 (+10.09%)	$416,644 (+4.04%) Land $145,650 Building $270,994
2023	$4,529.00 (+2.12%)	$400,468 Land $139,996 Building $260,472	$526,140
2022	$4,435.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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