520 Mineral Ave, Libby, MT 59923 Property Records

Lincoln County property record for 520 Mineral Ave, Libby, MT 59923

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	7,200 sqft · built 1957
Lot Size	0.175 acres (7,623 sqft)
Owner	Company Name on Record
Tax Bill	$2,951 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2022 Sale + 2 more
APN	`R565533`

Property Details

APN / Parcel Number

Primary APN	`R565533`
Alternative APNs	`56-4175-03-3-58-12-0000` `0000004969`

Interior

Stories	1 Story
Building Area	7,200 sqft Total Area
1st Floor Area	7,200 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	7,623 sqft (0.175 acres)
Lot Dimensions	127 ft deep x 60 ft wide
View / Lot	Major Street/Thoroughfare

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000004969
Street Address	520 MINERAL AVE
City	LIBBY
State	MT
Zip	59923-1958
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LEONARD ADD, S03, T30 N, R31 W, BLOCK 9, LOT 10B, ACRES 0.174, PM 6200
Legal Range	31W
Legal Township	30N
Legal Section	03
Legal Subdivision	LEONARD ADD
Legal Block	9
Legal Lot Number	10B
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	2
Census Block	2030
Census Tract	200

Owner

Source: Lincoln County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2288 BEAR CREEK RD, LIBBY, MT 59923-8111
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage GLACIER BANK
Oct 6, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE - LIBBY, FIRST AMERICAN TITLE LIBBY
Oct 6, 2022	Correction Deed FIRST AMERICAN TITLE LIBBY
Sep 12, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2022
Deed Sale	Oct 6, 2022
Prior Sale	Oct 6, 2022
Deed Document Number	2022303091
Deed Book / Page	399 / 66
Prior Transfer Date	Sep 12, 2017
Prior Transfer Doc	000369/131
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	520 MINERAL AVE, LIBBY, MT 59923-1958
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	UNKNOWN, FLYING S T&E LIBBY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2288 BEAR CREEK RD, LIBBY, MT 59923-8111

Mortgage

Document Number	000411/872
Date	Sep 19, 2025
Book Page	411/872
Instrument	317482

Lender

Name	GLACIER BANK
Type	Bank
Address	LIBBY, MT 59923

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Oct 6, 2022
Property Address	520 MINERAL AVE, LIBBY, MT 59923-1958
Document Number	0000399/66
Book / Page	399 / 66
Instrument Date	Oct 6, 2022
Instrument	303091
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	FIRST AMERICAN TITLE - LIBBY, FIRST AMERICAN TITLE LIBBY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 MINERAL AVE, LIBBY, MT 59923-1958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2288 BEAR CREEK RD, LIBBY, MT 59923-8111

October 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	LINCOLN MT
Recording Date	Oct 6, 2022
Property Address	520 MINERAL AVE, LIBBY, MT 59923-1958
Document Number	0000399/65
Book / Page	399 / 65
Instrument Date	Oct 4, 2022
Instrument	303090
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE LIBBY

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 MINERAL AVE, LIBBY, MT 59923-1958

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	520 MINERAL AVE, LIBBY, MT 59923-1958

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MT
Recording Date	Sep 12, 2017
Property Address	520 MINERAL AVE, LIBBY, MT 59923-1958
Document Number	000369/131
Book / Page	369 / 131
Map Reference	DOC232317
Instrument Date	Sep 12, 2017
Instrument	270565
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 MINERAL AVE, LIBBY, MT 59923-1958

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	83 LIBBY CREEK LN, LIBBY, MT 59923-8533

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Municipality	Libby City
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,951.00 (+20.3%)	$356,600 (-)
2025	$2,453.00 (-26.09%)	$356,600 (+24.64%)	$356,600 (+24.64%) Land $70,977 Building $285,623
2023	$3,319.00	$286,100	$286,100 Land $50,191 Building $235,909

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1989–1990)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 1990 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIBBY serves 4,892 people · EPA ID MT0000274
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2025 Treatment failure resolved · Mar 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Western Montana CommunityTel Cable	1,000 / 50

May also be available: Verizon.

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