520 Millbrook Rd, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 520 Millbrook Rd, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1945
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Tax Bill	$2,043 (2026)
Deeds & Mortgages	Apr 2017 Mortgage Nov 2019 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`301301 243.010-1-24`

Property Details

APN / Parcel Number

Primary APN	`301301 243.010-1-24`
Alternative APNs	`130124301000010240000000` `301301 243.010-0001-024` `04865 01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	800 sqft
Upper Floors Area	400 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)
Lot Width	50 ft Width
Porch	Slab
Porch Area	135 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04865 01
Street Address	520 MILLBROOK RD
City	ROME
State	NY
Zip	13440-5514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	HGL 50X150
Legal Block	1
Legal Lot Number	24.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	4
Census Block	4000
Census Tract	22500

Owner

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	520 MILLBROOK RD, ROME, NY 13440-5514
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2017	Deed of Trust, Mortgage BERKSHIRE BANK
Nov 15, 2019	Warranty Deed, Transfer · Stand-Alone Refinance GENESEE REGIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	520 MILLBROOK RD, ROME, NY 13440-5514
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004883
Date	Apr 5, 2017
Instrument	2017-004883

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	237 Months
Due	Jan 1, 2037

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Nov 15, 2019
Property Address	520 MILLBROOK RD, ROME, NY 13440-5514
Document Number	0000015968
Instrument Date	Nov 6, 2019
Instrument	2019-015968
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 CHATHAM ST, ROME, NY 13440-4335

Mortgage

Document Number	0000015969
Date	Nov 15, 2019
Instrument	2019-015969

Lender

Name	GENESEE REGIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,043.00
2025		$43,500 (-) Land $7,500 Building $36,000	$102,353 (+6.75%) Land $17,647 Building $84,706
2024		$43,500 (-) Land $7,500 Building $36,000	$95,878 (+0.02%) Land $16,531 Building $79,347
2023		$43,500 (-) Land $7,500 Building $36,000	$95,857 (+17.92%) Land $16,527 Building $79,330
2022	$3,460.00	$43,500 Land $7,500 Building $36,000	$81,293 Land $14,016 Building $67,277

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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