520 Mill St, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 520 Mill St, Lavale, MD 21502

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,498 sqft · built 1930
Lot Size0.068 acres (2,967 sqft)
OwnerCompany Name on File
Last Sale$12,310 (Feb 2016)
Flood ZoneZone AE (high risk)
APN29-019916

Property Details

APN / Parcel Number

Primary APN29-019916
Alternative APN
  • 019916

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,498 sqft Total Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,967 sqft (0.068 acres)
PorchSlab
Porch Area60 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number019916
Street Address520 MILL ST
CityCUMBERLAND
StateMD
Zip21502-7036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELECTRIC MILL ADDN BRADDOCK RUN 175X 7 172X27
Legal SubdivisionELECTRIC MILL ADDN BRADDOCK RUN
JurisdictionALLEGANY MD
Township / Civil Division29, LA VALE
Census Block Group1
Census Block1020
Census Tract1402

Owner

520 Mill St is owned by a company that bought it in February 2016.

Source: Allegany County records, as of October 1, 2026

Owner of RecordCompany Name on File
Mailing Address701 KELLY RD, 407, CUMBERLAND, MD 21502-3068
Owner TypeCompany
VestingGovernment

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2016 · Amount on File
Deed SaleFeb 4, 2016 · Amount on File
Prior SaleFeb 20, 2015 · Amount on File
Deed Book / Page2192 / 118
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,800$21,000 Land $3,700 Building $17,300
2023Additional exemption filed$17,267$17,400 Land $3,700 Building $13,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 Mill St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims40 (1979–2025)
Claims Outside the SFHA10 of 40
Most Recent ClaimMay 2025 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 4 claims
  • Severe Storms And Flooding, Jan 1996 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Mill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAVALE SANITARY COMMISSION
serves 5,500 people · EPA ID MD0010016
Water SourcePurchased surface water from CITY OF CUMBERLAND
Last State InspectionSep 2025
Lead1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
SkyPacket
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Mill St

Nearby Streets

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