520 Michoacan Loop, Laredo, TX 78045 Property Records

Webb County property record for 520 Michoacan Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,574 sqft · built 2012
Lot Size	0.238 acres (10,385 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Dec 2018)
Tax Bill	$2,055 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-68001-100`

Property Details

APN / Parcel Number

Primary APN	`989-68001-100`
Alternative APN	`395170`

Interior

Stories	2 Stories
Building Area	2,574 sqft Living Area
Gross Area	3,014 sqft
1st Floor Area	1,146 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,385 sqft (0.238 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	463 sqft
Porch	Open Porch
Porch Area	554 sqft
Patio Area	134 sqft
Balcony Area	134 sqft
Storage Building	100 sqft

Location & Zoning

Street Address	520 MICHOACAN LOOP
City	LAREDO
State	TX
Zip	78045-6661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SAN ISIDRO NORTHEAST, BLOCK 1, LOT 10, PHASE 4
Legal Subdivision	SAN ISIDRO NORTHEAST
Legal Phase	4
Legal Block	1
Legal Lot Number	10
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2061
Census Tract	1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	520 MICHOACAN LOOP, LAREDO, TX 78045-6661
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Dec 4, 2018	Vendor's Lien, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2018 · Amount on Record
Deed Sale	Dec 4, 2018 · Amount on Record
Prior Sale	Dec 18, 2012 · Amount on Record
Deed Document Number	20181346230
Deed Book / Page	4515 / 108
Prior Transfer Date	Nov 29, 2018
Prior Transfer Doc	004515/108
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	520 MICHOACAN LOOP, LAREDO, TX 78045-6661
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4705/785
Date	Dec 9, 2019
Book Page	4705/785
Instrument	1378991

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 4, 2018
Property Address	520 MICHOACAN LOOP, LAREDO, TX 78045-6661
Document Number	004515/108
Book / Page	4515 / 108
Map Reference	VOL 28 PG 26-28
Instrument Date	Nov 29, 2018
Instrument	1346230
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 MICHOACAN LOOP, LAREDO, TX 78045-6661

Mortgage

Document Number	0001346231
Date	Dec 4, 2018
Instrument	1346231

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,049 (-0.15%) Land $155,354 Building $257,695	$413,049 (-0.15%) Land $155,354 Building $257,695
2025	$2,055.00 (-17.44%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$413,690 (+10.98%) Land $155,354 Building $258,336	$413,690 (+10.98%) Land $155,354 Building $258,336
2024	$2,489.00 (+10.23%)
2023		$372,776 Land $134,585 Building $238,191	$372,776 Land $134,585 Building $238,191
2022	$2,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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