Monmouth County and Howell Township property record for 520 Michael St, Freehold, NJ 07728
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 3,744 sqft · built 1999 |
| Lot Size | 0.938 acres (40,859 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $318,475 (Jul 1999) |
| Tax Bill | $17,492 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00183-0000-00120-19 |
| Primary APN | 21-00183-0000-00120-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,744 sqft Living Area |
| 1st Floor Area | 2,368 sqft |
| Upper Floors Area | 1,328 sqft |
| Basement Area | 1,816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 40,859 sqft (0.938 acres) |
| Garage Type | Built-in |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
| Porch | Open Porch |
| Patio Area | 296 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Account Number | 07162017 |
|---|---|
| Street Address | 520 MICHAEL ST |
| City | FREEHOLD |
| State | NJ |
| Zip | 07728-9364 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARE2 |
| Legal Subdivision | HANSIMS/HOWELL |
| Legal Block | 183 |
| Legal Lot Number | 120 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 811102 |
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 520 MICHAEL ST, FREEHOLD, NJ 07728-9364 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 1999 · Amount on Record |
| Deed Sale | Jul 6, 1999 · Amount on Record |
| Deed Book / Page | 5837 / 808 |
| Record Updated | Sep 20, 2026 |
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,016,300 (-1.64%) Land $321,900 Building $694,400 | $1,016,300 (-1.64%) Land $321,900 Building $694,400 | |
| 2025 | $17,492.00 (+5.83%) | $1,033,200 (+35.4%) Land $321,900 Building $711,300 | $1,033,200 (+35.4%) Land $321,900 Building $711,300 |
| 2024 | $16,529.00 (+9.16%) | ||
| 2023 | $763,100 Land $191,900 Building $571,200 | $763,100 Land $191,900 Building $571,200 | |
| 2022 | $15,142.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 67% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
5G (outdoors only) and 4G LTE
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