520 Maranda Est, O Fallon, IL 62269 Property Records

St. Clair County property record for 520 Maranda Est, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,260 sqft · built 1999
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$461,000 (Jun 2022)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2025 Mortgage + 3 more
APN	`09-08-0-408-024`

Property Details

APN / Parcel Number

Primary APN	`09-08-0-408-024`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,260 sqft Living Area
Basement Area	1,988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Combination
Construction Type	Frame
Lot Area	44,431 sqft (1.02 acres)
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	520 MARANDA EST
City	O FALLON
State	IL
Zip	62269-4008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARANDA ESTATES LOT/SEC-7 A02749038
Legal Subdivision	MARANDA ESTATES
Legal Block	408
Jurisdiction	ST CLAIR IL
Township / Civil Division	SHILOH VALLEY
Census Block Group	2
Census Block	2037
Census Tract	503907

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	520 MARANDA EST, O FALLON, IL 62269-4008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE CORPORATION
Oct 6, 2025	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Jun 9, 2022	Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE
Oct 8, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Jun 6, 2017	Warranty Deed, Transfer · VA Mortgage NBKC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2022 · Amount on Record
Deed Sale	Jun 9, 2022 · Amount on Record
Prior Sale	Jun 6, 2017 · Amount on Record
Deed Document Number	20222749038
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Aug 4, 2026
Property Address	520 MARANDA EST, O FALLON, IL 62269-4008
Document Number	0002891546
Instrument Date	Jul 27, 2026
Instrument	20262891546
Transaction Type	Mortgage
Record Updated	Aug 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 MARANDA EST, O FALLON, IL 62269-4008

Mortgage

Document Number	0002891546,
Date	Aug 4, 2026
Instrument	20262891546

Lender

Name	WINTRUST MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	520 MARANDA EST, O FALLON, IL 62269-4008
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 MARANDA EST, O FALLON, IL 62269-4008

Mortgage

Document Number	0A02862526
Date	Oct 6, 2025
Instrument	A02862526

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.49%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 9, 2022
Property Address	520 MARANDA EST, O FALLON, IL 62269-4008
Document Number	0A02749038
Map Reference	MB 95 PG 37
Instrument Date	May 26, 2022
Instrument	A02749038
Transaction Type	Transfer
Record Updated	Jun 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$461.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	520 MARANDA EST, O FALLON, IL 62269-4008

Mortgage

Document Number	0A02749039
Date	Jun 9, 2022
Instrument	A02749039

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.25%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	520 MARANDA EST, O FALLON, IL 62269-4008
Document Number	00A2672510
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	520 MARANDA EST O FALLON IL 622694008, O FALLON, IL 62269-4008

Mortgage

Document Number	00A2672510
Date	Oct 23, 2020
Instrument	2672510

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 6, 2017
Property Address	520 MARANDA EST, O FALLON, IL 62269-4008
Document Number	00A2539138
Instrument Date	Jun 5, 2017
Instrument	2539138
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$524.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	520 MARANDA EST O FALLON IL 622694008, O FALLON, IL 62269-4008

Mortgage

Document Number	A2539139
Date	Jun 6, 2017
Instrument	2539139

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2047

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Shiloh Valley Township
Municipality	Shiloh Village
Secondary School District	O'Fallon Township High School District 203 (09 - 12)
Elementary School District	Shiloh Village School District 85 (PK - 08)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$166,901 (+27.75%) Land $19,342 Building $147,559	$500,703 (+27.75%) Land $58,026 Building $442,677
2022	$130,650 Land $16,081 Building $114,569	$391,950 Land $48,243 Building $343,707

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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