520 Maple St, Georgetown, KY 40324 Property Records

Scott County property record for 520 Maple St, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,100 sqft · built 1995
Lot Size	0.166 acres (7,245 sqft)
Owner	2 Individual Names on File
Last Sale	$88,900 (Oct 2010)
Tax Bill	$650 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`166-20-066.000`

Property Details

APN / Parcel Number

Primary APN	`166-20-066.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,100 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Lot Area	7,245 sqft (0.166 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	520 MAPLE ST
City	GEORGETOWN
State	KY
Zip	40324-2810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY GEO 52
Legal Subdivision	GEORGE V PAYNES ANNEX
Legal Block	1
Legal Lot Number	10
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	3
Census Block	3000
Census Tract	40102

Owner

520 Maple St is owned and occupied by two individuals who bought it in October 2010.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	520 MAPLE ST, GEORGETOWN, KY 40324-2810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2010 · Amount on File
Deed Sale	Oct 22, 2010 · Amount on File
Deed Document Number	2010204117
Deed Book / Page	334 / 426
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Recording Date	Jun 3, 2026
Property Address	520 MAPLE ST, GEORGETOWN, KY 40324-2810
Document Number	0000588620
Book / Page	1900 / 860
Instrument Date	Jun 1, 2026
Instrument	2026588620
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 MAPLE ST, GEORGETOWN, KY 40324-2810

Mortgage

Document Number	0000588620,
Date	Jun 3, 2026
Book Page	1900/860
Instrument	2026588620

Lender

Name	WESBANCO BANK INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 520 Maple St was $650 with a disabled person's exemption.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,100 (-)	$122,100 (-)
2025	$650.00 Disabled Person's exemption	$122,100	$122,100
2023	$587.00 (+5.77%) Disabled Person's exemption	$111,100 (+6.32%) Land $27,500 Building $83,600	$111,100 (+6.32%) Land $27,500 Building $83,600
2022	$555.00 Disabled Person's exemption	$104,500 Land $22,500 Building $82,000	$104,500 Land $22,500 Building $82,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 Maple St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Maple St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20