520 Main St, Prospect, PA 16052 Property Records

Butler County property record for 520 Main St, Prospect, PA 16052

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,820 sqft · built 1934
Lot Size	1.47 acres (64,033 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Aug 2025)
Tax Bill	$469 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`490 S1 C0000`

Property Details

APN / Parcel Number

Primary APN	`490 S1 C0000`

Interior

Full Baths	1 Bath
Building Area	1,820 sqft Living Area

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Conventional
Lot Area	64,033 sqft (1.47 acres)
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	520 MAIN ST
City	PROSPECT
State	PA
Zip	16052-3016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.47 ACS HSE SHED
Jurisdiction	BUTLER PA
Township / Civil Division	PROSPECT
Census Block Group	3
Census Block	3024
Census Tract	911000

Owner

520 Main St is owned and occupied by two individuals who bought it in August 2025.

Source: Butler County records, as of June 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	520 MAIN ST, PROSPECT, PA 16052-3016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2025	Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Apr 1, 2021	Special Warranty Deed, Transfer · FHA Mortgage VICTORIAN FINANCE LLC
Apr 1, 2021	Special Warranty Deed, Transfer · FHA Mortgage VICTORIAN FINANCE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2025 · Amount on File
Deed Sale	Aug 20, 2025 · Amount on File
Prior Sale	Apr 1, 2021 · Amount on File
Deed Document Number	202513275
Record Updated	Oct 29, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BUTLER PA
Recording Date	Aug 20, 2025
Property Address	520 MAIN ST, PROSPECT, PA 16052-3016
Document Number	0000013275
Instrument Date	Aug 19, 2025
Instrument	202508200013275
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 MAIN ST, PROSPECT, PA 16052-3016

Mortgage

Document Number	0000013276
Date	Aug 20, 2025
Instrument	202508200013276

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BUTLER PA
Recording Date	Apr 1, 2021
Property Address	520 MAIN ST, PROSPECT, PA 16052-3016
Document Number	202104010009099
Instrument Date	Mar 4, 2021
Instrument	202104010009099
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	520 MAIN ST, PROSPECT, PA 16052-3016

Mortgage

Document Number	202104010009100
Date	Apr 1, 2021
Instrument	202104010009100

Lender

Name	VICTORIAN FINANCE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BUTLER PA
Recording Date	Apr 1, 2021
Property Address	520 MAIN ST, PROSPECT, PA 16052-3016
Document Number	0000009099
Instrument Date	Mar 4, 2021
Instrument	202104010009099
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	520 MAIN ST, PROSPECT, PA 16052-3016

Mortgage

Document Number	0000009100
Date	Apr 1, 2021
Instrument	202104010009100

Lender

Name	VICTORIAN FINANCE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 520 Main St was $469 with a homeowner's exemption, down 71.5% from the year before.

Source: Butler County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Butler County
Municipality	Prospect Borough
Unified School District	Slippery Rock Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$469.00 (-71.45%) Homeowner's exemption	$10,910 (-) Land $2,010 Building $8,900	$10,910 Building $10,910
2025	$1,643.00 (+4.72%)	$10,910 (-) Land $2,010 Building $8,900
2024	$1,569.00 Homeowner's exemption	$10,910 Land $2,010 Building $8,900
			$10,910 Building $10,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 520 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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