Blue Earth County property record for 520 Main St E, Saint Clair, MN 56080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,443 sqft · built 1975 |
| Lot Size | 1.29 acres (56,192 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,818 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R17.15.17.226.008 |
| Primary APN | R17.15.17.226.008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,443 sqft Living Area |
| Basement Area | 2,007 sqft |
| Finished Basement | 714 sqft |
| Unfinished Basement | 1,293 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 56,192 sqft (1.29 acres) |
| Garage Type | Attached |
| Garage Area | 968 sqft |
| Driveway | Driveway |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 284 sqft |
| Deck Area | Deck Area |
| Patio Area | 956 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 520 MAIN ST E |
|---|---|
| City | SAINT CLAIR |
| State | MN |
| Zip | 56080-7514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMM 475'W & 212.39'S OF NE COR E215.17' S18.75' E64.97' S319.36' NW336.82' N155.91' 017 107 25 1.570A S319.36' NW336.82' N15 |
| Legal Range | 25 |
| Legal Township | 107 |
| Legal Section | 17 |
| Jurisdiction | BLUE EARTH MN |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 171300 |
Source: Blue Earth County records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 520 MAIN ST E, SAINT CLAIR, MN 56080-7514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MINNESOTA VALLEY FCU |
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MINNESOTA VALLEY FCU |
| Jun 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MINNESOTA VALLEY FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Property Address | 520 MAIN ST E, SAINT CLAIR, MN 56080 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00559CR284 |
|---|---|
| Date | Sep 1, 2017 |
| Instrument | 559CR284 |
| Name | MINNESOTA VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 31, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Property Address | 520 MAIN ST E, SAINT CLAIR, MN 56080 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00582CR193 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 582CR193 |
| Name | MINNESOTA VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 9, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Property Address | 520 MAIN ST E, SAINT CLAIR, MN 56080 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00591CR266 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 591CR266 |
| Name | MINNESOTA VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 23, 2041 |
| Rate Type | Fixed Rate |
|---|
Source: Blue Earth County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Blue Earth County |
| Municipality | St. Clair City |
| Unified School District | St. Clair Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,818.00 (+11.58%) | $385,100 (+5.68%) Land $46,500 Building $338,600 | $385,100 (+5.68%) Land $46,500 Building $338,600 |
| 2025 | $364,400 (+5.07%) Land $46,500 Building $317,900 | $364,400 (+5.07%) Land $46,500 Building $317,900 | |
| 2024 | $5,214.00 (-2.03%) Homeowner's exemption | $346,800 (-0.23%) Land $46,500 Building $300,300 | $346,800 (-0.23%) Land $46,500 Building $300,300 |
| 2023 | $5,322.00 Homeowner's exemption | $347,600 Land $46,500 Building $301,100 | $347,600 Land $46,500 Building $301,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (1984–2016) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Clair serves 846 people · EPA ID MN1070017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| GigFire Fixed Wireless | 150 / 130 |
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