520 Main St, Comfort, TX 78013 Property Records

Kendall County property record for 520 Main St, Comfort, TX 78013

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,380 sqft · built 1972
Lot Size	0.412 acres (17,947 sqft)
Owner	Individual Name on File
Last Sale	$354,000 (Oct 2025)
Tax Bill	$4,915 (2025)
Deeds & Mortgages	Oct 2025 Sale Dec 2021 Second Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`R21250`

Property Details

APN / Parcel Number

Primary APN	`R21250`
Alternative APNs	`1514500001660` `21250`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,380 sqft Living Area
Gross Area	2,660 sqft
1st Floor Area	1,456 sqft
2nd Floor Area	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Logs
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,947 sqft (0.412 acres)
Garage Type	Carport
Garage Area	840 sqft
Carport	Carport
Carport Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	280 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	520 MAIN ST
City	COMFORT
State	TX
Zip	78013-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMFORT LOTS LOT 159A REPLAT, .412 ACRES
Legal Subdivision	COMFORT LOTS
Legal Block	1
Legal Lot Number	159A
Jurisdiction	KENDALL TX
Township / Civil Division	COMFORT
Census Block Group	1
Census Block	1018
Census Tract	970101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Comfort Historic District (Boundary Increase) listed 2004 · 123 contributing resources · NRIS 04000911

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

520 Main St is owned by an individual who bought it in October 2025.

Source: Kendall County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	462 BARTEL RD, COMFORT, TX 78013-3316
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Special Warranty Deed, Transfer KERRVILLE TITLE COMPANY
Dec 6, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GARDNER FINANCIAL SERVICES LTD
Dec 3, 2021	Vendor's Lien, Transfer · VA Mortgage AMCAP MORTGAGE LTD
Jun 23, 2021	Vendor's Lien, Transfer · FHA Mortgage GARDNER FINANCIAL SERVICES LTD
Jan 2, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2025 · Amount on File
Deed Sale	Oct 17, 2025 · Amount on File
Prior Sale	Jul 31, 2025
Deed Document Number	2025402979
Prior Transfer Date	Jun 4, 2025
Prior Transfer Doc	0000399626
Record Updated	Oct 29, 2026

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENDALL TX
Recording Date	Oct 17, 2025
Property Address	520 MAIN ST, COMFORT, TX 78013-2114
Document Number	0000402979
Map Reference	VOL 6 PG 251
Instrument Date	Oct 14, 2025
Instrument	402979
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	KERRVILLE TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 BARTEL RD, COMFORT, TX 78013-3316

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL TX
Property Address	520 MAIN ST, COMFORT, TX 78013-2114
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	CAPITAL TITLE TEXAS LLC, CAPITAL TITLE OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 13941, AUSTIN, TX 78711-3941

Mortgage

Document Number	0000364552
Date	Dec 6, 2021
Instrument	364552

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Address	AUSTIN, TX 78711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KENDALL TX
Recording Date	Dec 3, 2021
Property Address	520 MAIN ST, COMFORT, TX 78013-2114
Document Number	0000364532
Map Reference	VOL 6 PG 251
Instrument Date	Nov 30, 2021
Instrument	364532
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	GUARANTY TITLE/BOERNE LLC, GUARANTY TITLE OF BOERNE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 LIVE OAK, 109, COMFORT, TX 78013-2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 MAIN ST, COMFORT, TX 78013-2114

Mortgage

Document Number	0000364533
Date	Dec 3, 2021
Instrument	364533

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KENDALL TX
Recording Date	Jun 23, 2021
Property Address	520 MAIN ST, COMFORT, TX 78013-2114
Document Number	0000358035
Map Reference	VOL 6 PG 251
Instrument Date	Jun 21, 2021
Instrument	358035
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 MAIN ST, COMFORT, TX 78013-2114

Mortgage

Document Number	0000358036
Date	Jun 23, 2021
Instrument	358036

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL TX
Property Address	520 MAIN ST, COMFORT, TX 78013-2114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000327197
Date	Jan 2, 2019
Book Page	1670/0912
Instrument	327197

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 520 Main St was $4,915.

Source: Kendall County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Kendall County
Unified School District	Comfort Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467,300 (+11.23%) Land $204,990 Building $262,310	$467,300 (-) Land $204,990 Building $262,310
2025	$4,915.00 Homeowner's exemption	$420,131 (+1%)	$467,300 (-) Land $204,990 Building $262,310
2024		$381,937 (+1%) Land $204,990 Building $262,310	$467,300 (-) Land $204,990 Building $262,310
2023	$4,266.00 (-14.13%) Homeowner's exemption	$347,215 Land $204,990 Building $262,310	$467,300 Land $204,990 Building $262,310
2022	$4,968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	18 (2007–2026)
Most Recent Claim	Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jul 2026 · 7 claims Severe Storms, Straight-line Winds, And Flooding, Jul 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Main St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENDALL COUNTY WCID 1 serves 3,579 people · EPA ID TX1300002
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Gross alpha radiation resolved · Jan 2023 Radium resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hill Country Telecommunications Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
BEC Fiber Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	940 / 940
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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