Talladega County property record for 520 Lower Settlement Rd, Sylacauga, AL 35150
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,040 sqft · built 1988 |
| Lot Size | 5.3 acres (230,868 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $115 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-05-16-4-000-008.003 |
| Primary APN | 34-05-16-4-000-008.003 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Base Area |
| 1st Floor Area | 1,040 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 230,868 sqft (5.3 acres) |
| Heating System | HVAC |
|---|
| Account Number | 45827 |
|---|---|
| Street Address | 520 LOWER SETTLEMENT RD |
| City | SYLACAUGA |
| State | AL |
| Zip | 35150-6850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.32 AC (D) BEG AT NE COR OF SE 1/4 OF SE1/4 SEC16 T22S R4E. TH W549.22', TH SELY828.39'(D) 800'(S) TO N/S OF CO RD. TH NEL Y |
| Jurisdiction | TALLADEGA AL |
| Township / Civil Division | SYLACAUGA |
| Census Block Group | 3 |
| Census Block | 3060 |
| Census Tract | 11600 |
520 Lower Settlement Rd is owned and occupied by two individuals.
Source: Talladega County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 LOWER SETTLEMENT RD, SYLACAUGA, AL 35150-6850 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 520 Lower Settlement Rd was $115 with exemptions applied, up 3.6% from the year before.
Source: Talladega County assessment roll, as of February 17, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Talladega County |
| Unified School District | Talladega County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $115.00 (+3.6%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $111.00 (+27%) Homeowner's exemption Senior Citizen's exemption | $15,559 (+8.27%) Land $6,090 Building $9,469 | $155,596 (+2.71%) Land $60,900 Building $94,696 |
| 2024 | $30.00 Homeowner's exemption Senior Citizen's exemption | $14,370 (-) Land $5,680 Building $8,690 | $151,496 (+3.63%) Land $56,800 Building $94,696 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $14,370 Land $5,680 Building $8,690 | $146,196 Land $56,800 Building $89,396 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 Lower Settlement Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 520 Lower Settlement Rd is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 97.3% of Alabama |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STEWARTVILLE WATER AUTHORITY serves 5,067 people · EPA ID AL0000354 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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