Cleveland County property record for 520 Laws Dr, Norman, OK 73072
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,369 sqft · built 1993 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $258,000 (Jun 2017) |
| Tax Bill | $4,101 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | NC29CAM#3 1 24001 |
| Primary APN | NC29CAM#3 1 24001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,369 sqft Living Area |
| 1st Floor Area | 2,369 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 486 sqft |
| Porch | Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 27677 |
|---|---|
| Old Parcel Number | 27677 |
| Street Address | 520 LAWS DR |
| City | NORMAN |
| State | OK |
| Zip | 73072-3852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CAMBRIDGE III LOT 24 DES BEG 62' N SW/C LOT 23 N 68' E162.72' S68' W162.72' POB BLK 1 |
| Legal Range | 03W |
| Legal Township | 09N |
| Legal Section | 28 |
| Legal Quarter | SE |
| Legal Subdivision | CAMBRIDGE 3 |
| Legal Block | 1 |
| Legal Lot Number | 23,24 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 201514 |
Source: Cleveland County records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 520 LAWS DR, NORMAN, OK 73072-3852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jun 15, 2017 | Grant Deed, Transfer · Conventional with PMI GATEWAY MTG |
| May 3, 2017 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2017 · Amount on Record |
| Deed Sale | Jun 15, 2017 · Amount on Record |
| Prior Sale | Aug 26, 2005 · Amount on Record |
| Deed Document Number | R 2017 19316 |
| Deed Book / Page | 5688 / 0168 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 520 LAWS DR, NORMAN, OK 73072-3852 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2022 |
| Title Company | MULTIPLE |
| Name | Verified Name |
|---|
| Document Number | R202201841 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 6370/636 |
| Instrument | R 2022 01841 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Jun 15, 2017 |
| Property Address | 520 LAWS DR, NORMAN, OK 73072-3852 |
| Document Number | 0000019316 |
| Book / Page | 005688 / 000168 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 19316 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $387.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 520 LAWS DR NORMAN OK 730723852, NORMAN, OK 73072-3852 |
| Document Number | 19317 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | 005668/000170 |
| Instrument | 19317 |
| Name | GATEWAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | JENKS, OK 74037-3448 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | May 3, 2017 |
| Property Address | 520 LAWS DR, NORMAN, OK 73072-3852 |
| Document Number | 0000013567 |
| Book / Page | 005671 / 000948 |
| Instrument Date | Oct 26, 2016 |
| Instrument | 13567 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 2, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $243.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 784 NOBLE OK 730680784, NOBLE, OK 73068-0784 |
Source: Cleveland County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,101.00 (+10.18%) | $34,179 (+10.25%) Land $7,137 Building $27,042 | $317,256 (+7.35%) Land $66,247 Building $251,009 |
| 2023 | $3,722.00 | $31,002 Land $5,639 Building $25,363 | $295,521 Land $53,754 Building $241,767 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 1 (2007) |
| Most Recent Claim | Aug 2007 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 87% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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