Lane County property record for 520 Laurel St, Florence, OR 97439
| Property Type | Commercial |
|---|---|
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Sep 2019) |
| Tax Bill | $1,165 (2025) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage Aug 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-12-27-44-08100-000 |
| Primary APN | 18-12-27-44-08100-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 2,614 sqft (0.06 acres) |
|---|
| Account Number | 0800910 |
|---|---|
| Street Address | 520 LAUREL ST |
| City | FLORENCE |
| State | OR |
| Zip | 97439-9359 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | MSB-MAIN STREET/AREA B |
| Legal Description | SUBD:AMENDED MAP OF CHICAGO ADDITION SEC/TWN/RNG/MER:SEC 27 TWN 18 RNG 12 |
| Legal Range | 12W |
| Legal Township | 18S |
| Legal Section | 27 |
| Legal Quarter | SE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | AMENDED MAP OF CHICAGO ADDITION |
| Legal Lot Number | 8100 |
| Jurisdiction | LANE OR |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 705 |
Source: Lane County assessment roll, APN 18-12-27-44-08100-000, as of September 30, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 2221, FLORENCE, OR 97439-0146 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2019 | Warranty Deed, Transfer · Conventional with PMI DONALD J & MYRNA R KLUPENGER |
| Aug 06, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2019 · Amount on Record |
| Deed Sale | Sep 27, 2019 · Amount on Record |
| Prior Sale | Jul 31, 2014 · Amount on Record |
| Deed Document Number | 2019-042937 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Sep 27, 2019 |
| Property Address | 520 LAUREL ST, FLORENCE, OR 97439-9359 |
| Document Number | 0000042937 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 42937 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 2221 FLORENCE OR 974390146, FLORENCE, OR 97439-0146 |
| Document Number | 42938 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 42938 |
| Name | DONALD J & MYRNA R KLUPENGER |
|---|---|
| Address | PO BOX 1759, FLORENCE, OR 97439-0115 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 26, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Aug 06, 2018 |
| Property Address | 520 LAUREL ST, FLORENCE, OR 97439-9359 |
| Document Number | 0000036653 |
| Instrument Date | Aug 02, 2018 |
| Instrument | 36653 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1759 FLORENCE OR 974390115, FLORENCE, OR 97439-0115 |
Source: Lane County assessment roll as of September 30, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Florence City |
| Unified School District | Siuslaw School District 97J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,165.00 (+5.91%) | $85,417 (+6.09%) | $159,967 (-2%) Land $115,875 Building $44,092 |
| 2023 | $1,100.00 (+4.27%) | $80,515 (+3%) | $163,234 (+4%) Land $118,241 Building $44,993 |
| 2022 | $1,055.00 | $78,170 | $156,959 Land $113,695 Building $43,264 |
Source: FEMA National Flood Hazard Layer, Lane County (41039C), as of August 26, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410390007051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 individual policies |
| Nearby Flood Policies | 58 units insured incl. 38 condo units |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2017 · other causes |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 376 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Concept Communications Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system OR4100299, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FLORENCE serves 9,561 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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