520 Laurel St, Florence, OR 97439 Property Records

Lane County property record for 520 Laurel St, Florence, OR 97439

Property Summary

Property TypeCommercial
Lot Size0.06 acres (2,614 sqft)
Owner2 Individual Names on File
Last Sale$85,000 (Sep 2019)
Tax Bill$1,165 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Aug 2018 Sale
Flood ZoneZone X (minimal risk)
APN18-12-27-44-08100-000

Property Details

APN / Parcel Number

Primary APN18-12-27-44-08100-000
Alternative APN
  • 0800910

Exterior

Lot Area2,614 sqft (0.06 acres)

Location & Zoning

Account Number0800910
Street Address520 LAUREL ST
CityFLORENCE
StateOR
Zip97439-9359
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeMSB-MAIN STREET/AREA B
Legal DescriptionSUBD:AMENDED MAP OF CHICAGO ADDITION SEC/TWN/RNG/MER:SEC 27 TWN 18 RNG 12
Legal Range12W
Legal Township18S
Legal Section27
Legal QuarterSE
Quarter-Quarter SectionSE
Legal SubdivisionAMENDED MAP OF CHICAGO ADDITION
Legal Lot Number8100
JurisdictionLANE OR
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1027
Census Tract705

Owner

Source: Lane County assessment roll, APN 18-12-27-44-08100-000, as of September 30, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 2221, FLORENCE, OR 97439-0146
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2019Warranty Deed, Transfer · Conventional with PMI
DONALD J & MYRNA R KLUPENGER
Aug 06, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 27, 2019 · Amount on Record
Deed SaleSep 27, 2019 · Amount on Record
Prior SaleJul 31, 2014 · Amount on Record
Deed Document Number2019-042937
Record UpdatedJun 08, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateSep 27, 2019
Property Address520 LAUREL ST, FLORENCE, OR 97439-9359
Document Number0000042937
Instrument DateSep 24, 2019
Instrument42937
Transaction TypeTransfer
Record UpdatedOct 08, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$85.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
AddressPO BOX 2221 FLORENCE OR 974390146, FLORENCE, OR 97439-0146

Mortgage

Document Number42938
DateSep 27, 2019
Instrument42938
Lender
NameDONALD J & MYRNA R KLUPENGER
AddressPO BOX 1759, FLORENCE, OR 97439-0115
Special NotesSeller Financed
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term120 Months
DueSep 26, 2029

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateAug 06, 2018
Property Address520 LAUREL ST, FLORENCE, OR 97439-9359
Document Number0000036653
Instrument DateAug 02, 2018
Instrument36653
Transaction TypeTransfer
Record UpdatedAug 14, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1759 FLORENCE OR 974390115, FLORENCE, OR 97439-0115

Tax Assessment & Valuation

Source: Lane County assessment roll as of September 30, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateOregon
CountyLane County
MunicipalityFlorence City
Unified School DistrictSiuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,165.00 (+5.91%)$85,417 (+6.09%)$159,967 (-2%) Land $115,875 Building $44,092
2023$1,100.00 (+4.27%)$80,515 (+3%)$163,234 (+4%) Land $118,241 Building $44,993
2022$1,055.00$78,170$156,959 Land $113,695 Building $43,264

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lane County (41039C), as of August 26, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410390007051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 individual policies
Nearby Flood Policies58 units insured
incl. 38 condo units
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2017 · other causes

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 376 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Concept Communications
Fiber
10,000 / 10,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OR4100299, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF FLORENCE
serves 9,561 people
Water SourceGroundwater
Last State InspectionNov 2022
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Laurel St

Nearby Streets

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