520 Lancaster Blvd, Moss Beach, CA 94038 Property Records

San Mateo County property record for 520 Lancaster Blvd, Moss Beach, CA 94038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,690 sqft · built 1976
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Company Names on Record
Last Sale	$800,000 (Jul 2022)
Tax Bill	$14,891 (2025)
Deeds & Mortgages	Jun 2026 Sale Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`037-173-090`

Property Details

APN / Parcel Number

Primary APN	`037-173-090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,690 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,370 sqft
2nd Floor Area	320 sqft
Basement Area	470 sqft
Family Room	Family Room

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	520 LANCASTER BLVD
City	MOSS BEACH
State	CA
Zip	94038-9680
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100S7
Legal Description	LOTS 17 & 18 BLK 2 CIVIC CENTER MOSS BEACH RSM 8/10
Legal Subdivision	CIVIC CENTER MOSS BEACH
Legal Block	2
Legal Lot Number	17,18
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	1
Census Block	1013
Census Tract	613600

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	520 LANCASTER BLVD, MOSS BEACH, CA 94038-9680
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Feb 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage OPTIONWIDE FINANCIAL CORP
Jul 15, 2022	Affidavit of Death of Joint Tenant, Transfer CHICAGO TITLE COMPANY
Jul 15, 2022	Grant Deed, Transfer · Commercial Mortgage SECURED INCOME FUND II LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Deed Document Number	202254952
Prior Transfer Date	Jul 8, 2022
Prior Transfer Doc	0000054951
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jun 9, 2026
Property Address	520 LANCASTER BLVD, MOSS BEACH, CA 94038-9680
Document Number	0000033005
Instrument Date	May 15, 2026
Instrument	202633005
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	520 LANCASTER BLVD, MOSS BEACH, CA 94038-9680

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	520 LANCASTER BLVD, MOSS BEACH, CA 94038
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 LANCASTER BLVD, MOSS BEACH, CA 94038

Mortgage

Document Number	0000006506
Date	Feb 14, 2023
Instrument	2023-006506

Lender

Name	OPTIONWIDE FINANCIAL CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

July 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN MATEO CA
Recording Date	Jul 15, 2022
Property Address	520 LANCASTER BLVD, MOSS BEACH, CA 94038
Document Number	0000054951
Map Reference	MB 8 PG 10
Instrument Date	Jul 5, 2022
Instrument	2022-054951
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 ELARTMOUTH DR, SAN JOSE, CA 95118

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jul 15, 2022
Property Address	520 LANCASTER BLVD, MOSS BEACH, CA 94038
Document Number	0000054952
Map Reference	MB 8 PG 10
Instrument Date	Jun 28, 2022
Instrument	2022-054952
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 LANCASTER BLVD, MOSS BEACH, CA 94038

Mortgage

Document Number	0000054953
Date	Jul 15, 2022
Instrument	2022-054953

Lender

Name	SECURED INCOME FUND II LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,061,207 (+2%) Land $955,087 Building $106,120
2025	$14,891.00 (+10.75%) Homeowner's exemption	$1,040,400 (+4.04%) Land $936,360 Building $104,040
2023	$13,446.00 (+96.55%)	$1,000,000 Land $900,000 Building $100,000	$797,580
2022	$6,841.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1986–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lancaster Blvd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures