520 Keys Way, Tracy, CA 95377 Property Records

San Joaquin County property record for 520 Keys Way, Tracy, CA 95377 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,140 sqft · built 2003
Lot Size	0.17 acres (7,440 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Oct 2018)
Tax Bill	$9,705 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`240-460-460-000`

Property Details

APN / Parcel Number

Primary APN	`240-460-460-000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,140 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,440 sqft (0.17 acres)
Garage Type	Mixed
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	520 KEYS WAY
City	TRACY
State	CA
Zip	95377-8550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	03-FM PT 240-460-23/PRESIDIO PUD, UNIT NO. 2B
Legal Subdivision	PRESIDO PUD UNIT #2B
Legal Lot Number	377
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1003
Census Tract	5212

Owner

Source: San Joaquin County records · APN 240-460-460-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	520 KEYS WAY, TRACY, CA 95377-8550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING
May 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING
Oct 30, 2018	Grant Deed, Transfer · Conventional Mortgage ETHOS LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2018 · Amount on Record
Deed Sale	Oct 30, 2018 · Amount on Record
Prior Sale	Jun 01, 2012 · Amount on Record
Deed Document Number	2018-119956
Record Updated	Jun 07, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	520 KEYS WAY, TRACY, CA 95377-8550
Document Number	0000080191
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	520 KEYS WAY TRACY CA 953778550, TRACY, CA 95377-8550

Mortgage

Document Number	0000080191
Date	Jul 07, 2020
Instrument	80191

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 06, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	520 KEYS WAY, TRACY, CA 95377-8550
Document Number	0000055084
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	520 KEYS WAY TRACY CA 953778550, TRACY, CA 95377-8550

Mortgage

Document Number	0000055084
Date	May 29, 2019
Instrument	55084

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 30, 2018
Property Address	520 KEYS WAY, TRACY, CA 95377-8550
Document Number	0000119956
Instrument Date	Oct 23, 2018
Instrument	119956
Transaction Type	Transfer
Record Updated	Nov 13, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	520 KEYS WAY TRACY CA 953778550, TRACY, CA 95377-8550

Mortgage

Document Number	119957
Date	Oct 30, 2018
Instrument	119957

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,705.00 (+8.67%)	$619,107 (+4.04%) Land $167,325 Building $451,782
2023	$8,931.00 (+2.12%)	$595,069 Land $160,829 Building $434,240
2022	$8,746.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 758 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Zinnia Networks	Fixed Wireless (unlicensed)	400 / 80
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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