St. Charles County property record for 520 Ken Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,574 sqft · built 1972 |
| Lot Size | 0.182 acres (7,910 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $178,000 (Feb 2019) |
| Tax Bill | $3,010 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Feb 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 065850A000 |
| Primary APN | 065850A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,574 sqft Living Area |
| Gross Area | 2,652 sqft |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,036 sqft |
| Finished Basement | 518 sqft |
| Unfinished Basement | 518 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,910 sqft (0.182 acres) |
| Lot Dimensions | 113 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 065850A000 |
|---|---|
| Street Address | 520 KEN DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | MARQUETTE HILLS LOT 59 |
| Legal Subdivision | MARQUETTE HILLS |
| Legal Lot Number | 59 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 310301 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 520 KEN DR, SAINT CHARLES, MO 63301-0527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 14, 2020 | Deed of Trust, Mortgage DAS ACQUISITION |
| Feb 19, 2019 | Warranty Deed, Transfer DAS ACQUISITION |
| Oct 2, 2018 | Grant Deed, Transfer · Line of Credit LOAN FUNDER LLC SERIES 5107 |
| Jul 25, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2019 · Amount on Record |
| Deed Sale | Feb 19, 2019 · Amount on Record |
| Prior Sale | Oct 2, 2018 · Amount on Record |
| Deed Document Number | 201972570 |
| Deed Book / Page | 7036 / 2339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 520 KEN DR, SAINT CHARLES, MO 63301-0527 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0066811110 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 6681/1110 |
| Instrument | 20170105000009950 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | KANSAS CITY, MO 64112 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 520 KEN DR, SAINT CHARLES, MO 63301-0527 |
| Document Number | 0072380677 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2020 |
| Title Company | SELECT TITLE GROUP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 520 KEN DR ST CHARLES MO 633010527, ST CHARLES, MO 63301-0527 |
| Document Number | 0072380677 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 007238/000677 |
| Instrument | 119830 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 19, 2019 |
| Property Address | 520 KEN DR, SAINT CHARLES, MO 63301-0527 |
| Document Number | 0070362339 |
| Book / Page | 007036 / 002339 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 72570 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2019 |
| Title Company | SELECT TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 520 KEN DR ST CHARLES MO 633010527, ST CHARLES, MO 63301-0527 |
| Document Number | 70362341 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 007036/002341 |
| Instrument | 72580 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63144 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 18, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 2, 2018 |
| Property Address | 520 KEN DR, SAINT CHARLES, MO 63301-0527 |
| Document Number | 0069851161 |
| Book / Page | 006985 / 001161 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 565220 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2018 |
| Title Company | MCCAFFREE-SHORT TITLE COMPANY INC, MCCAFFREE-SHORT TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 611 SW SHADOW GLEN CT BLUE SPRINGS MO 640153491, BLUE SPRINGS, MO 64015-3491 |
| Document Number | 69851163 |
|---|---|
| Date | Oct 2, 2018 |
| Book Page | 006985/001163 |
| Instrument | 565230 |
| Name | LOAN FUNDER LLC SERIES 5107 |
|---|---|
| Address | 40 W 57TH ST 20TH # 2040, NEW YORK, NY 10019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 1, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 25, 2018 |
| Property Address | 520 KEN DR, SAINT CHARLES, MO 63301-0527 |
| Document Number | 0069530435 |
| Book / Page | 006953 / 000435 |
| Instrument Date | Jul 19, 2018 |
| Instrument | 419980 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 520 KEN DR ST CHARLES MO 633010527, ST CHARLES, MO 63301-0527 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,975 (-) | $252,500 (-) Building $252,500 | |
| 2025 | $3,010.00 | $47,975 (+10.82%) | $252,500 (+10.82%) |
| 2023 | $43,291 | ||
| 2022 | $227,848 Land $45,000 Building $182,848 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 75 (1979–2015) |
| Claims Outside the SFHA | 1 of 75 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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