520 Indiana Ave, Crystal Beach, FL 34681 Property Records

Pinellas County property record for 520 Indiana Ave, Crystal Beach, FL 34681

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,294 sqft · built 1925
Lot Size0.542 acres (23,627 sqft)
OwnerIndividual Name on File
Last Sale$800,000 (Dec 2021)
Tax Bill$10,700 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Nov 2019 Line of Credit
Flood ZoneZone AE (high risk)
APNC62-000-740-9828-6

Property Details

APN / Parcel Number

Primary APNC62-000-740-9828-6
Alternative APNs
  • 35-27-15-19872-009-0130
  • 271535198720090130
  • 152735198720090130
  • R381931

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,294 sqft Living Area
Gross Area3,472 sqft
1st Floor Area2,294 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1987
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area23,627 sqft (0.542 acres)
Lot Dimensions118 ft deep x 100 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area836 sqft
Deck Area160 sqft
Patio Area160 sqft
Shed1 Shed
Shed Area120 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR381931
Street Address520 INDIANA AVE
CityCRYSTAL BEACH
StateFL
Zip34681
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionCRYSTAL BEACH REVISED BLK I, LOTS 13, 14, 15 & 16
Legal Range15E
Legal Township27S
Legal Section35
Legal SubdivisionCRYSTAL BEACH REVISED
Legal Tract19872
Legal BlockI
Legal Lot Number13
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group5
Census Block5010
Census Tract27202

Owner

520 Indiana Ave is owned and occupied by an individual who bought it in December 2021.

Source: Pinellas County records, as of September 10, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 738, CRYSTAL BEACH, FL 34681-0738
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Nov 12, 2019Deed of Trust, Mortgage · Line of Credit
BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2021 · Amount on File
Deed SaleDec 2, 2021 · Amount on File
Deed Document Number2021389558
Deed Book / Page21830 / 1612
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateDec 2, 2021
Property Address520 INDIANA AVE, CRYSTAL BEACH, FL 34681
Document Number0218301612
Book / Page21830 / 1612
Map ReferenceMB 7 PG 30
Instrument DateNov 22, 2021
Instrument2021389558
Transaction TypeTransfer
Record UpdatedDec 15, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1807 SORREL DR, 1807, TRINITY, FL 34655-6704

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 INDIANA AVE, CRYSTAL BEACH, FL 34681

Mortgage

Document Number0218301614
DateDec 2, 2021
Book Page21830/1614
Instrument2021389559
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address520 INDIANA AVE, CRYSTAL BEACH, FL 34681
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0207662258
DateNov 12, 2019
Book Page20766/2258
Instrument2019362781
Lender
NameBRANCH BANKING AND TRUST CO
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueOct 11, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 520 Indiana Ave was $10,700 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,700.00 Homeowner's exemption$627,056$738,003 Land $561,579 Building $176,424
2023$12,128.00 (+2.55%) Homeowner's exemption$709,654 (+3%)$998,886 (+37.19%) Land $706,385 Building $292,501
2022$11,827.00 Homeowner's exemption$688,984$728,116 Land $509,200 Building $218,916

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 Indiana Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 249 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies249 in force
Nearby Flood Claims503 (1980–2024)
Claims Outside the SFHA3 of 503
Most Recent ClaimDec 2024 · other causes
Claims by Event
  • Hurricane Helene, Sep 2024 · 197 claims
  • Hurricane Idalia, Aug 2023 · 32 claims
  • Tropical Storm Josephine, Oct 1996 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Indiana Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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