Lincoln County property record for 520 Hwy 274, Vale, NC 28168
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 5 bd · 3 ba · 3,115 sqft · built 2006 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Nov 2017) |
| Tax Bill | $2,866 (2023) |
| Deeds & Mortgages | Jul 2026 Line of Credit Nov 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2664-95-4210 |
| Primary APN | 2664-95-4210 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,115 sqft Finished Area |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Modular |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 44,867 sqft (1.03 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 264918 |
|---|---|
| Street Address | 520 HIGHWAY 274 |
| City | VALE |
| State | NC |
| Zip | 28168-7436 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | R-S |
| Legal Description | #1 LT PAULINE BEAM 2 |
| Legal Subdivision | PAULINE BEAM 2 |
| Legal Block | 95 |
| Legal Lot Number | 1 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | NORTH BROOK |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 70500 |
Source: Lincoln County records, as of November 17, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 520 HIGHWAY 274, VALE, NC 28168-7436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Line of Credit BAY BANK TRUST COMPANY |
| Nov 29, 2023 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Dec 30, 2019 | Deed of Trust, Mortgage · Line of Credit PEOPLES BK |
| Nov 7, 2017 | Warranty Deed, Transfer · FHA Mortgage CERTAINTY HM LNS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2017 · Amount on Record |
| Deed Sale | Nov 7, 2017 · Amount on Record |
| Deed Document Number | 0002704583 |
| Deed Book / Page | 2704 / 583 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jul 20, 2026 |
| Property Address | 520 HIGHWAY 274, VALE, NC 28168-7436 |
| Document Number | 0000712569 |
| Book / Page | 3521 / 793 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 2026712569 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 520 HIGHWAY 274, VALE, NC 28168-7436 |
| Document Number | 0000712569, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 3521/793 |
| Instrument | 2026712569 |
| Name | BAY BANK TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 520 HIGHWAY 274, VALE, NC 28168-7436 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Title Company | NOT AVAILABLE, BNT |
| Name | Verified Name |
|---|---|
| Address | 520 HIGHWAY 274, VALE, NC 28168-7436 |
| Document Number | 0003292132 |
|---|---|
| Date | Nov 29, 2023 |
| Book Page | 3292/132 |
| Instrument | 674618 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 9, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 520 HIGHWAY 274, VALE, NC 28168-7436 |
| Document Number | 2874207 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 520 HIGHWAY 274 VALE NC 281687436, VALE, NC 28168-7436 |
| Document Number | 2874207 |
|---|---|
| Date | Jan 8, 2020 |
| Book Page | 002874/000207 |
| Instrument | 602861 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 7, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Nov 7, 2017 |
| Property Address | 520 HIGHWAY 274, VALE, NC 28168-7436 |
| Document Number | 2704583 |
| Book / Page | 002704 / 000583 |
| Instrument Date | Nov 6, 2017 |
| Instrument | 570372 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 HIGHWAY 274 VALE NC 281687436, VALE, NC 28168-7436 |
| Document Number | 2704585 |
|---|---|
| Date | Nov 7, 2017 |
| Book Page | 002704/000585 |
| Instrument | 570373 |
| Name | CERTAINTY HM LNS LLC |
|---|---|
| Address | PLANO, TX 75093 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 6, 2047 |
Source: Lincoln County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,866.00 | $462,323 Land $28,171 Building $434,152 | $462,323 Land $28,171 Building $434,152 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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