520 Howell Ave, Cincinnati, OH 45220 Property Records

Hamilton County property record for 520 Howell Ave, Cincinnati, OH 45220

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,989 sqft · built 1905
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Owner Names on File
Last Sale	$235,000 (Jun 2007)
Tax Bill	$7,989 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`214-0005-0114-00`

Property Details

APN / Parcel Number

Primary APN	`214-0005-0114-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,989 sqft Living Area
1st Floor Area	1,676 sqft
2nd Floor Area	1,582 sqft
Attic	Attic
Attic Area	731 sqft
Basement Area	1,676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Porch	Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	520 HOWELL AVE
City	CINCINNATI
State	OH
Zip	45220-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	520 HOWELL AVE 75 X 150 PT LOT 3 JAS BRYANT ET AL
Legal Subdivision	JAMES BRYANT
Legal Lot Number	3
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1005
Census Tract	7200

Owner

The current owner of 520 Howell Ave bought it in June 2007.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	520 HOWELL AVE, CINCINNATI, OH 45220-1906
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Line of Credit US BK
Jul 15, 2020	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2007 · Amount on File
Deed Sale	Jun 28, 2007 · Amount on File
Deed Document Number	07-093625
Deed Book / Page	10586 / 00454
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	520 HOWELL AVE, CINCINNATI, OH 45220-1906
Document Number	0000076413
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	520 HOWELL AVE CINCINNATI OH 452201906, CINCINNATI, OH 45220-1906

Mortgage

Document Number	0000076413
Date	Aug 3, 2020
Book Page	014223/004641
Instrument	76413

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2050

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	520 HOWELL AVE, CINCINNATI, OH 45220-1906
Document Number	0000076410
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	520 HOWELL AVE CINCINNATI OH 452201906, CINCINNATI, OH 45220-1906

Mortgage

Document Number	0000076410
Date	Aug 3, 2020
Book Page	014223/004628
Instrument	76410

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 2, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 520 Howell Ave was $7,989, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,989.00 (+3.12%)	$129,640 (-) Land $36,967 Building $92,673
2024	$7,747.00 (-2.21%)	$129,640 (-) Land $36,967 Building $92,673
2023	$7,922.00 (+5.5%)	$129,640 (+23.54%) Land $36,967 Building $92,673	$370,400 Land $105,620 Building $264,780
2022	$7,509.00 Homeowner's exemption	$104,938 Land $33,079 Building $71,859
2020			$299,820 Land $94,510 Building $205,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 Howell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Howell Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Howell Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures