520 Howard St, Petaluma, CA 94952 Property Records

Sonoma County property record for 520 Howard St, Petaluma, CA 94952

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,552 sqft · built 1890
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$1,415,000 (Aug 2025)
Tax Bill	$10,434 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`006-141-005-000`

Property Details

APN / Parcel Number

Primary APN	`006-141-005-000`
Alternative APN	`006-141-005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,552 sqft Living Area
1st Floor Area	1,552 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1980
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,000 sqft (0.161 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	006-141-005
Street Address	520 HOWARD ST
City	PETALUMA
State	CA
Zip	94952-2762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYPE
Legal Description	MAP D4 183
Legal Subdivision	CHERRY HILL ADDITION
Legal Block	4
Legal Lot Number	15
Jurisdiction	SONOMA CA
Township / Civil Division	PETALUMA
Census Block Group	4
Census Block	4002
Census Tract	150902

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	516 HOWARD ST, PETALUMA, CA 94952-2762
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Oct 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 2, 2017	Quit Claim Deed, Transfer PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2025 · Amount on File
Deed Sale	Aug 29, 2025 · Amount on File
Prior Sale	Mar 3, 2015 · Amount on File
Deed Document Number	202541288
Prior Transfer Date	Sep 20, 2018
Prior Transfer Doc	0000068593
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	520 HOWARD ST, PETALUMA, CA 94952-2762
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 HOWARD ST, PETALUMA, CA 94952-2762

Mortgage

Document Number	0000011753
Date	Feb 1, 2021
Instrument	2021011753

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	520 HOWARD ST, PETALUMA, CA 94952-2762
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074861
Date	Oct 15, 2019
Instrument	2019074861

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Oct 1, 2018
Property Address	520 HOWARD ST, PETALUMA, CA 94952-2762
Document Number	0000068593
Instrument Date	Sep 20, 2018
Instrument	68593
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	520 HOWARD ST PETALUMA CA 949522762, PETALUMA, CA 94952-2762

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Jun 2, 2017
Property Address	520 HOWARD ST, PETALUMA, CA 94952-2762
Document Number	0000043039
Instrument Date	May 26, 2017
Instrument	43039
Transaction Type	Transfer
Record Updated	Jun 15, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	520 HOWARD ST PETALUMA CA 949522762, PETALUMA, CA 94952-2762

Mortgage

Document Number	43040
Date	Jun 2, 2017
Instrument	43040

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Petaluma City
Elementary School District	Petaluma City Elementary School District (KG - 06)
Secondary School District	Petaluma Joint Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,415,000 (+55.65%) Land $415,000 Building $1,000,000
2025	$10,434.00 (+18.11%) Homeowner's exemption	$909,101 (+12.17%) Land $274,618 Building $634,483
2023	$8,834.00 (+0.88%) Homeowner's exemption	$810,459 Land $263,955 Building $546,504
2022	$8,757.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · Severe Storms, Flood, Mudslides & High Tide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETALUMA serves 61,427 people · EPA ID CA4910006
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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