Phelps County property record for 520 Home Dr, Saint James, MO 65559
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,352 sqft · built 1969 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $97,700 (Nov 2015) |
| Tax Bill | $1,027 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01526.00 |
| Primary APN | 01526.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 30,492 sqft (0.7 acres) |
| Lot Dimensions | 266 ft deep x 123 ft wide |
| Garage Type | Attached |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Account Number | 01526.00 |
|---|---|
| Street Address | 520 HOME DR |
| City | SAINT JAMES |
| State | MO |
| Zip | 65559-1501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRACTIONAL PART NW1/4 NW1/4 SEC 20 TWP 38 N RNG 6 W |
| Legal Range | 06W |
| Legal Township | 38N |
| Legal Section | 20 |
| Jurisdiction | PHELPS MO |
| Township / Civil Division | ST. JAMES |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 890200 |
520 Home Dr is owned and occupied by two individuals who bought it in November 2015.
Source: Phelps County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 HOME DR, SAINT JAMES, MO 65559-1501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2015 · Amount on File |
| Deed Sale | Nov 13, 2015 · Amount on File |
| Prior Sale | Oct 30, 2008 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 520 Home Dr was $1,027.
Source: Phelps County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Phelps County |
| Municipality | St. James City |
| Unified School District | St. James R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,030 (-) Land $3,400 Building $17,630 | ||
| 2025 | $1,027.00 | $21,030 Land $3,400 Building $17,630 | $110,690 Land $17,900 Building $92,790 |
| 2024 | $1,027.00 (+12.73%) | ||
| 2023 | $911.00 (-0.44%) | $18,600 Land $2,570 Building $16,030 | $97,859 Land $13,500 Building $84,359 |
| 2022 | $915.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 520 Home Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1997–1998) |
| Most Recent Claim | Jul 1998 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 Home Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JAMES PWS serves 3,935 people · EPA ID MO3010712 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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