Clay County property record for 520 High Meadows Dr, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,471 sqft · built 1999 |
| Lot Size | 2.16 acres (94,090 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,168 (2026) |
| Deeds & Mortgages | Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 558000985698 |
| Primary APN | 558000985698 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,471 sqft Heated Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 94,090 sqft (2.16 acres) |
| Account Number | 3501301 |
|---|---|
| Street Address | 520 HIGH MEADOWS DR |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-9106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 HIGH MEADOWS |
| Legal Lot Number | 13 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HIAWASSEE |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 950102 |
520 High Meadows Dr is owned and occupied by two individuals.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 HIGH MEADOWS DR, HAYESVILLE, NC 28904-9106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 520 HIGH MEADOWS DR, HAYESVILLE, NC 28904-9106 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017000190 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | B14/0029 |
| Instrument | 2017000190 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 520 High Meadows Dr was $2,168, up 27.5% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,168.00 (+27.45%) | $667,100 (+95.8%) Land $61,600 Building $605,500 | $667,100 (+95.8%) Land $61,600 Building $605,500 |
| 2025 | $1,701.00 | $340,700 Land $61,600 Building $279,100 | $340,700 Land $61,600 Building $279,100 |
| 2023 | $1,567.00 | $340,700 Land $61,600 Building $279,100 | $340,700 Land $61,600 Building $279,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 High Meadows Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Oct 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 High Meadows Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 10 / 1 |
May also be available: T-Mobile.
5G and 4G LTE (outdoors only)
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